Atupri or EGK in Region 3 of canton St. Gallen?

In Region 3, Atupri is CHF 136.80 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Atupri comes down to CHF 443.10 a month, EGK to CHF 454.50. The gap is CHF 136.80 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 401.60 a month. Moving there rather than to Atupri is worth CHF 498.00 more a year. Agrisano

Atupri ranks 8 and EGK ranks 15, out of 25 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Atupri	EGK	Gap
300	CHF 511.10	CHF 510.60	+ 0.50
500	CHF 499.50	CHF 499.00	+ 0.50
1'000	CHF 470.30	CHF 469.80	+ 0.50
1'500	CHF 441.10	CHF 440.60	+ 0.50
2'000	CHF 412.00	CHF 411.50	+ 0.50
2'500	CHF 382.80	CHF 382.30	+ 0.50

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Atupri moves by + 5.8 % and EGK by + 3.2 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.