Atupri or Mutuel in Region 1 of canton Zurich?
In Region 1, Atupri is CHF 429.60 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 517.70 a month, Mutuel to CHF 553.50. The gap is CHF 429.60 a year, 300-franc deductible, accident cover included.
What the question hides
Atupri is also the cheapest insurer in the region, out of 27 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
Atupri ranks 1 and Mutuel ranks 11, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Atupri | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 623.70 | CHF 639.80 | − 16.10 |
| 500 | CHF 612.10 | CHF 628.30 | − 16.20 |
| 1'000 | CHF 582.90 | CHF 599.30 | − 16.40 |
| 1'500 | CHF 553.70 | CHF 569.80 | − 16.10 |
| 2'000 | CHF 524.60 | CHF 540.80 | − 16.20 |
| 2'500 | CHF 495.40 | CHF 511.80 | − 16.40 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Atupri | Mutuel |
|---|---|---|
| HMO practice | CHF 517.70 | CHF 563.10 |
| Other model | CHF 543.90 | CHF 553.50 |
| Family doctor | CHF 555.10 | CHF 582.30 |
| Free choice of doctor | CHF 623.70 | CHF 639.80 |
How they moved in this region
Against 2025, Atupri moves by + 4.3 % and Mutuel by + 3.6 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.