Region 1 of canton Zurich — 2026 premiums

Region 1 of canton Zurich groups 1 municipalities that all pay the same rate. 27 insurers offer premiums here, from CHF 517.70 a month for an adult, 300-franc deductible, accident cover included.

The gap, in francs

Between the cheapest (CHF 517.70) and the dearest (CHF 682.75) in this region there is CHF 1'980.60 a year — for exactly the same cover, defined by law.

The insurers in Region 1, cheapest to dearest

27 active insurers. Each one’s lowest adult premium, 300-franc deductible, accident cover included.

Rank	Insurer	From
1	Atupri	CHF 517.70	View
2	Assura-Basis	CHF 522.80	View
3	Vivao Sympany	CHF 527.90	View
4	CSS	CHF 530.60	View
5	SLKK	CHF 532.60	View
6	Sanitas	CHF 532.70	View
7	Helsana	CHF 533.60	View
8	Avenir	CHF 540.20	View
9	KPT	CHF 543.80	View
10	CONCORDIA	CHF 544.00	View
11	Mutuel	CHF 553.50	View
12	SWICA	CHF 553.70	View
13	ÖKK	CHF 556.30	View
14	sana24	CHF 561.10	View
15	Sumiswalder	CHF 561.50	View
16	EGK	CHF 571.30	View
17	Aquilana	CHF 572.00	View
18	Luzerner Hinterland	CHF 573.95	View
19	Wädenswil	CHF 578.50	View
20	Agrisano	CHF 579.00	View
21	Visana	CHF 580.90	View
22	Steffisburg	CHF 582.20	View
23	Philos	CHF 593.50	View
24	rhenusana	CHF 600.00	View
25	Galenos	CHF 628.50	View
26	vita surselva	CHF 633.65	View
27	Einsiedler	CHF 682.75	View

The lowest price at each deductible

The deductible changes no benefits, only how the risk is shared. Here is what the region’s cheapest insurer charges at each level.

Deductible	From	Insurer
300	CHF 517.70	Atupri
500	CHF 506.10	Atupri
1'000	CHF 476.90	Atupri
1'500	CHF 447.70	Atupri
2'000	CHF 418.60	Atupri
2'500	CHF 389.40	Atupri

The lowest price for each model

The model limits who you see first, not the treatment. At a 300-franc deductible, here is the region’s lowest rate for each.

Model	From	Insurer
HMO practice	CHF 517.70	Atupri
Family doctor	CHF 522.80	Assura-Basis
Other model	CHF 527.90	Vivao Sympany
Free choice of doctor	CHF 605.20	SLKK

Where this region sits in canton Zurich

It is the 3th cheapest region in canton Zurich, out of 3.

Region	Municipalities	From
Region 3	122	CHF 427.80
Region 2	37	CHF 467.90
Region 1	1	CHF 517.70

Compared with last year

The region’s lowest premium goes from CHF 496.20 in 2025 to CHF 517.70 — a rise of 4.3 %.

What it costs, for someone like you

«What does health insurance cost» has no answer. «What does it cost a student in Fribourg» does. Here are 12 situations, priced on official premiums.

Health insurance as a student Health insurance in your first job Health insurance for a family of four Health insurance when self-employed Health insurance in retirement Health insurance when arriving in Switzerland Health insurance for a child Health insurance during an apprenticeship Health insurance when you are out of work Health insurance for two Health insurance as a cross-border worker Health insurance after retirement

The 1 municipalities in this region

They all pay exactly the same rate: under basic insurance the premium belongs to the region, not the municipality. Moving within this region of canton Zurich changes nothing about your premium.

Zürich

Source: Federal Office of Public Health (FOPH), official premiums.