Atupri or ÖKK in Region 2 of canton Bern?
In Region 2, ÖKK is CHF 170.40 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 503.40 a month, Atupri to CHF 517.60. The gap is CHF 170.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Visana, at CHF 493.60 a month. Moving there rather than to ÖKK is worth CHF 117.60 more a year. Visana
Where they stand in the region
Atupri ranks 10 and ÖKK ranks 3, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Atupri | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 594.30 | CHF 572.00 | + 22.30 |
| 500 | CHF 582.70 | CHF 560.40 | + 22.30 |
| 1'000 | CHF 553.50 | CHF 531.20 | + 22.30 |
| 1'500 | CHF 524.30 | CHF 502.00 | + 22.30 |
| 2'000 | CHF 495.20 | CHF 472.90 | + 22.30 |
| 2'500 | CHF 466.00 | CHF 443.70 | + 22.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Atupri | ÖKK |
|---|---|---|
| Other model | CHF 517.60 | CHF 514.80 |
| HMO practice | CHF 525.40 | CHF 503.40 |
| Family doctor | CHF 537.80 | CHF 514.80 |
| Free choice of doctor | CHF 594.30 | CHF 572.00 |
How they moved in this region
Against 2025, Atupri moves by + 6.1 % and ÖKK by + 4.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.