Atupri or ÖKK?
Basic benefits are identical at Atupri and ÖKK — the law requires it. Only the price differs, and it differs from canton to canton. Here is where each one wins.
Atupri is cheaper in 28 of 42 premium regions.
On average, Atupri costs CHF 2 less per year.
Adult, CHF 300 deductible, accident cover included. Each insurer’s lowest premium, across all models.
Region by region
| Canton | Region | Atupri | ÖKK | Monthly gap |
|---|---|---|---|---|
| Aargau | single | CHF 477.70 | CHF 500.30 | CHF -22.60 |
| Appenzell Innerrhoden | single | CHF 375.30 | CHF 367.20 | +CHF 8.10 |
| Appenzell Ausserrhoden | single | CHF 573.90 | CHF 436.80 | +CHF 137.10 |
| Bern | 1 | CHF 548.90 | CHF 585.20 | CHF -36.30 |
| Bern | 2 | CHF 517.60 | CHF 503.40 | +CHF 14.20 |
| Bern | 3 | CHF 510.70 | CHF 477.00 | +CHF 33.70 |
| Basel-Landschaft | 1 | CHF 558.70 | CHF 560.70 | CHF -2.00 |
| Basel-Landschaft | 2 | CHF 540.80 | CHF 520.70 | +CHF 20.10 |
| Basel-Stadt | single | CHF 604.50 | CHF 610.80 | CHF -6.30 |
| Fribourg | 1 | CHF 506.50 | CHF 520.20 | CHF -13.70 |
| Fribourg | 2 | CHF 474.10 | CHF 477.90 | CHF -3.80 |
| Geneva | single | CHF 609.70 | CHF 656.80 | CHF -47.10 |
| Glarus | single | CHF 457.10 | CHF 477.00 | CHF -19.90 |
| Grisons | 1 | CHF 517.70 | CHF 463.50 | +CHF 54.20 |
| Grisons | 2 | CHF 469.00 | CHF 435.60 | +CHF 33.40 |
| Grisons | 3 | CHF 468.00 | CHF 425.70 | +CHF 42.30 |
| Jura | single | CHF 565.40 | CHF 601.30 | CHF -35.90 |
| Lucerne | 1 | CHF 451.60 | CHF 481.40 | CHF -29.80 |
| Lucerne | 2 | CHF 455.70 | CHF 458.50 | CHF -2.80 |
| Lucerne | 3 | CHF 440.20 | CHF 446.20 | CHF -6.00 |
| Neuchâtel | single | CHF 583.80 | CHF 607.50 | CHF -23.70 |
| Nidwalden | single | CHF 414.40 | CHF 427.20 | CHF -12.80 |
| Obwalden | single | CHF 413.40 | CHF 427.20 | CHF -13.80 |
| St. Gallen | 1 | CHF 489.30 | CHF 485.80 | +CHF 3.50 |
| St. Gallen | 2 | CHF 443.90 | CHF 455.90 | CHF -12.00 |
| St. Gallen | 3 | CHF 443.10 | CHF 447.10 | CHF -4.00 |
| Schaffhausen | 1 | CHF 516.10 | CHF 480.30 | +CHF 35.80 |
| Schaffhausen | 2 | CHF 516.10 | CHF 448.10 | +CHF 68.00 |
| Solothurn | single | CHF 507.70 | CHF 514.20 | CHF -6.50 |
| Schwyz | single | CHF 433.50 | CHF 441.80 | CHF -8.30 |
| Thurgau | single | CHF 448.00 | CHF 464.70 | CHF -16.70 |
| Ticino | 1 | CHF 640.90 | CHF 637.80 | +CHF 3.10 |
| Ticino | 2 | CHF 576.70 | CHF 574.20 | +CHF 2.50 |
| Uri | single | CHF 401.30 | CHF 413.30 | CHF -12.00 |
| Vaud | 1 | CHF 570.10 | CHF 594.00 | CHF -23.90 |
| Vaud | 2 | CHF 539.50 | CHF 567.00 | CHF -27.50 |
| Valais | 1 | CHF 481.20 | CHF 499.50 | CHF -18.30 |
| Valais | 2 | CHF 430.10 | CHF 432.00 | CHF -1.90 |
| Zug | single | CHF 367.40 | CHF 379.40 | CHF -12.00 |
| Zurich | 1 | CHF 517.70 | CHF 556.30 | CHF -38.60 |
| Zurich | 2 | CHF 475.60 | CHF 496.70 | CHF -21.10 |
| Zurich | 3 | CHF 469.00 | CHF 453.10 | +CHF 15.90 |
A premium gap says nothing about service quality, reimbursement times or how easy it is to reach someone. Those things are not published, and we will not invent them.