Atupri or ÖKK in Region 2 of canton Fribourg?
In Region 2, Atupri is CHF 45.60 a year cheaper than ÖKK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 474.10 a month, ÖKK to CHF 477.90. The gap is CHF 45.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 450.00 a month. Moving there rather than to Atupri is worth CHF 289.20 more a year. Agrisano
Where they stand in the region
Atupri ranks 6 and ÖKK ranks 8, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Atupri | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 541.80 | CHF 531.00 | + 10.80 |
| 500 | CHF 530.20 | CHF 519.40 | + 10.80 |
| 1'000 | CHF 501.00 | CHF 490.20 | + 10.80 |
| 1'500 | CHF 471.80 | CHF 461.00 | + 10.80 |
| 2'000 | CHF 442.70 | CHF 431.90 | + 10.80 |
| 2'500 | CHF 413.50 | CHF 402.70 | + 10.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Atupri | ÖKK |
|---|---|---|
| Other model | CHF 474.10 | CHF 477.90 |
| HMO practice | CHF 490.30 | CHF 477.90 |
| Family doctor | CHF 514.70 | CHF 477.90 |
| Free choice of doctor | CHF 541.80 | CHF 531.00 |
How they moved in this region
Against 2025, Atupri moves by + 6.8 % and ÖKK by + 5.4 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.