Atupri or ÖKK in Region 2 of canton Grisons?
In Region 2, ÖKK is CHF 400.80 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 435.60 a month, Atupri to CHF 469.00. The gap is CHF 400.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 418.00 a month. Moving there rather than to ÖKK is worth CHF 211.20 more a year. Agrisano
Where they stand in the region
Atupri ranks 13 and ÖKK ranks 2, out of 24 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Atupri | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 537.90 | CHF 484.00 | + 53.90 |
| 500 | CHF 526.30 | CHF 472.40 | + 53.90 |
| 1'000 | CHF 497.10 | CHF 443.20 | + 53.90 |
| 1'500 | CHF 467.90 | CHF 414.00 | + 53.90 |
| 2'000 | CHF 438.80 | CHF 384.90 | + 53.90 |
| 2'500 | CHF 409.60 | CHF 355.70 | + 53.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Atupri | ÖKK |
|---|---|---|
| Family doctor | CHF 469.00 | CHF 435.60 |
| Other model | CHF 473.40 | CHF 435.60 |
| Free choice of doctor | CHF 537.90 | CHF 484.00 |
| HMO practice | — | CHF 435.60 |
How they moved in this region
Against 2025, Atupri moves by + 4.7 % and ÖKK by + 5.4 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.