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Atupri or ÖKK in Region 1 of canton Lucerne?

In Region 1, Atupri is CHF 357.60 a year cheaper than ÖKK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Atupri comes down to CHF 451.60 a month, ÖKK to CHF 481.40. The gap is CHF 357.60 a year, 300-franc deductible, accident cover included.

What the question hides

Atupri is also the cheapest insurer in the region, out of 25 active insurers. Duel and ranking give the same answer here.

Where they stand in the region

Atupri ranks 1 and ÖKK ranks 10, out of 25 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAtupriÖKKGap
300CHF 525.10CHF 547.00− 21.90
500CHF 513.50CHF 535.40− 21.90
1'000CHF 484.30CHF 506.20− 21.90
1'500CHF 455.10CHF 477.00− 21.90
2'000CHF 426.00CHF 447.90− 21.90
2'500CHF 396.80CHF 418.70− 21.90

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAtupriÖKK
HMO practiceCHF 451.60CHF 481.40
Other modelCHF 467.30CHF 492.30
Family doctorCHF 477.80CHF 492.30
Free choice of doctorCHF 525.10CHF 547.00

How they moved in this region

Against 2025, Atupri moves by + 3.9 % and ÖKK by + 2.3 % in this region.

Atupri, ÖKK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.