Atupri or ÖKK in Region 1 of canton Ticino?
In Region 1, ÖKK is CHF 37.20 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 637.80 a month, Atupri to CHF 640.90. The gap is CHF 37.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 583.90 a month. Moving there rather than to ÖKK is worth CHF 646.80 more a year. Agrisano
Where they stand in the region
Atupri ranks 13 and ÖKK ranks 12, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Atupri | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 731.60 | CHF 733.00 | − 1.40 |
| 500 | CHF 720.00 | CHF 721.40 | − 1.40 |
| 1'000 | CHF 690.80 | CHF 692.20 | − 1.40 |
| 1'500 | CHF 661.60 | CHF 663.00 | − 1.40 |
| 2'000 | CHF 632.50 | CHF 633.90 | − 1.40 |
| 2'500 | CHF 603.30 | CHF 604.70 | − 1.40 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Atupri | ÖKK |
|---|---|---|
| HMO practice | CHF 640.90 | CHF 637.80 |
| Family doctor | CHF 642.30 | CHF 659.70 |
| Other model | CHF 654.80 | CHF 670.70 |
| Free choice of doctor | CHF 731.60 | CHF 733.00 |
How they moved in this region
Against 2025, Atupri moves by + 10.8 % and ÖKK by + 6.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.