BASE
- Grundversicherung
Avenir — health insurance 2026
Avenir offers basic cover in 26 cantons. Benefits are set by law and identical at every insurer: what sets Avenir apart is its price and its models.
Avenir Assurance Maladie SA · Part of the Groupe Mutuel group. · Official website
Models offered
DIV
- PrimaFlex
- SanaTel
HAM
- PrimaCare
HMO
- OptiMed
Where this insurer sits on price
We publish no reviews: we have no real ones, and inventing them would be dishonest. Instead, the only facts a comparator can establish — computed on the official premiums, adult profile, CHF 300 deductible, accident included.
- 42
- premium regions where it operates, out of 42
- 0
- regions where it is the cheapest
- 19 / 25
- median rank among the region's insurers
- CHF 896.40
- what it costs above the cheapest, per year, at the median
This insurer is not the cheapest in any region of the country. Depending on the region, the gap to the cheapest runs from CHF 172.80 to CHF 1'584.00 a year.
What Avenir has done with its prices since 2015
On a like-for-like footprint, Avenir's median premium went from CHF 323.65 in 2015 to CHF 509.00 in 2026 — +57.3 %.
That is more than the market median (+47.6 %): Avenir rose faster than the average insurer.
Today Avenir is the 24th cheapest of 30 comparable insurers — the rise and the price do not say the same thing.
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Cantons covered
| Canton | Regions | Lowest premium |
|---|---|---|
| Aargau | 1 | CHF 481.00 |
| Appenzell Innerrhoden | 1 | CHF 475.20 |
| Appenzell Ausserrhoden | 1 | CHF 498.40 |
| Bern | 3 | CHF 509.60 |
| Basel-Landschaft | 2 | CHF 577.40 |
| Basel-Stadt | 1 | CHF 602.10 |
| Fribourg | 2 | CHF 479.80 |
| Geneva | 1 | CHF 633.60 |
| Glarus | 1 | CHF 477.40 |
| Grisons | 3 | CHF 483.00 |
| Jura | 1 | CHF 635.60 |
| Lucerne | 3 | CHF 446.90 |
| Neuchâtel | 1 | CHF 592.90 |
| Nidwalden | 1 | CHF 457.50 |
| Obwalden | 1 | CHF 505.10 |
| St. Gallen | 3 | CHF 471.40 |
| Schaffhausen | 2 | CHF 534.80 |
| Solothurn | 1 | CHF 562.50 |
| Schwyz | 1 | CHF 465.60 |
| Thurgau | 1 | CHF 468.40 |
| Ticino | 2 | CHF 629.70 |
| Uri | 1 | CHF 470.40 |
| Vaud | 2 | CHF 556.90 |
| Valais | 2 | CHF 523.20 |
| Zug | 1 | CHF 360.40 |
| Zurich | 3 | CHF 502.40 |
Adult, CHF 300 deductible, accident cover included.
We do not rate insurers and we recommend none. Since basic benefits are identical by law, the comparison rests on price, model and service.