CONCORDIA or Atupri in Region 2 of canton Fribourg?
In Region 2, Atupri is CHF 103.20 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 474.10 a month, CONCORDIA to CHF 482.70. The gap is CHF 103.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 450.00 a month. Moving there rather than to Atupri is worth CHF 289.20 more a year. Agrisano
Where they stand in the region
CONCORDIA ranks 15 and Atupri ranks 6, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 558.00 | CHF 541.80 | + 16.20 |
| 500 | CHF 546.40 | CHF 530.20 | + 16.20 |
| 1'000 | CHF 517.20 | CHF 501.00 | + 16.20 |
| 1'500 | CHF 488.00 | CHF 471.80 | + 16.20 |
| 2'000 | CHF 458.90 | CHF 442.70 | + 16.20 |
| 2'500 | CHF 429.70 | CHF 413.50 | + 16.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | Atupri |
|---|---|---|
| Other model | CHF 482.70 | CHF 474.10 |
| HMO practice | CHF 482.70 | CHF 490.30 |
| Family doctor | CHF 491.10 | CHF 514.70 |
| Free choice of doctor | CHF 558.00 | CHF 541.80 |
How they moved in this region
Against 2025, CONCORDIA moves by + 8.9 % and Atupri by + 6.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.