CONCORDIA or Atupri?
Basic benefits are identical at CONCORDIA and Atupri — the law requires it. Only the price differs, and it differs from canton to canton. Here is where each one wins.
Atupri is cheaper in 24 of 42 premium regions.
Adult, CHF 300 deductible, accident cover included. Each insurer’s lowest premium, across all models.
Region by region
| Canton | Region | CONCORDIA | Atupri | Monthly gap |
|---|---|---|---|---|
| Aargau | single | CHF 480.70 | CHF 477.70 | +CHF 3.00 |
| Appenzell Innerrhoden | single | CHF 378.00 | CHF 375.30 | +CHF 2.70 |
| Appenzell Ausserrhoden | single | CHF 456.20 | CHF 573.90 | CHF -117.70 |
| Bern | 1 | CHF 590.80 | CHF 548.90 | +CHF 41.90 |
| Bern | 2 | CHF 529.60 | CHF 517.60 | +CHF 12.00 |
| Bern | 3 | CHF 495.60 | CHF 510.70 | CHF -15.10 |
| Basel-Landschaft | 1 | CHF 593.30 | CHF 558.70 | +CHF 34.60 |
| Basel-Landschaft | 2 | CHF 555.30 | CHF 540.80 | +CHF 14.50 |
| Basel-Stadt | single | CHF 593.20 | CHF 604.50 | CHF -11.30 |
| Fribourg | 1 | CHF 513.60 | CHF 506.50 | +CHF 7.10 |
| Fribourg | 2 | CHF 482.70 | CHF 474.10 | +CHF 8.60 |
| Geneva | single | CHF 632.30 | CHF 609.70 | +CHF 22.60 |
| Glarus | single | CHF 452.40 | CHF 457.10 | CHF -4.70 |
| Grisons | 1 | CHF 461.70 | CHF 517.70 | CHF -56.00 |
| Grisons | 2 | CHF 445.60 | CHF 469.00 | CHF -23.40 |
| Grisons | 3 | CHF 426.20 | CHF 468.00 | CHF -41.80 |
| Jura | single | CHF 594.00 | CHF 565.40 | +CHF 28.60 |
| Lucerne | 1 | CHF 476.00 | CHF 451.60 | +CHF 24.40 |
| Lucerne | 2 | CHF 447.40 | CHF 455.70 | CHF -8.30 |
| Lucerne | 3 | CHF 435.20 | CHF 440.20 | CHF -5.00 |
| Neuchâtel | single | CHF 608.90 | CHF 583.80 | +CHF 25.10 |
| Nidwalden | single | CHF 426.40 | CHF 414.40 | +CHF 12.00 |
| Obwalden | single | CHF 414.90 | CHF 413.40 | +CHF 1.50 |
| St. Gallen | 1 | CHF 486.70 | CHF 489.30 | CHF -2.60 |
| St. Gallen | 2 | CHF 456.00 | CHF 443.90 | +CHF 12.10 |
| St. Gallen | 3 | CHF 441.10 | CHF 443.10 | CHF -2.00 |
| Schaffhausen | 1 | CHF 502.30 | CHF 516.10 | CHF -13.80 |
| Schaffhausen | 2 | CHF 469.60 | CHF 516.10 | CHF -46.50 |
| Solothurn | single | CHF 507.10 | CHF 507.70 | CHF -0.60 |
| Schwyz | single | CHF 435.80 | CHF 433.50 | +CHF 2.30 |
| Thurgau | single | CHF 458.90 | CHF 448.00 | +CHF 10.90 |
| Ticino | 1 | CHF 613.40 | CHF 640.90 | CHF -27.50 |
| Ticino | 2 | CHF 571.60 | CHF 576.70 | CHF -5.10 |
| Uri | single | CHF 421.50 | CHF 401.30 | +CHF 20.20 |
| Vaud | 1 | CHF 596.70 | CHF 570.10 | +CHF 26.60 |
| Vaud | 2 | CHF 566.50 | CHF 539.50 | +CHF 27.00 |
| Valais | 1 | CHF 498.00 | CHF 481.20 | +CHF 16.80 |
| Valais | 2 | CHF 450.70 | CHF 430.10 | +CHF 20.60 |
| Zug | single | CHF 335.70 | CHF 367.40 | CHF -31.70 |
| Zurich | 1 | CHF 544.00 | CHF 517.70 | +CHF 26.30 |
| Zurich | 2 | CHF 492.30 | CHF 475.60 | +CHF 16.70 |
| Zurich | 3 | CHF 461.20 | CHF 469.00 | CHF -7.80 |
A premium gap says nothing about service quality, reimbursement times or how easy it is to reach someone. Those things are not published, and we will not invent them.