CONCORDIA or Atupri in Region 1 of canton Lucerne?
In Region 1, Atupri is CHF 292.80 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 451.60 a month, CONCORDIA to CHF 476.00. The gap is CHF 292.80 a year, 300-franc deductible, accident cover included.
What the question hides
Atupri is also the cheapest insurer in the region, out of 25 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
CONCORDIA ranks 8 and Atupri ranks 1, out of 25 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 556.70 | CHF 525.10 | + 31.60 |
| 500 | CHF 545.10 | CHF 513.50 | + 31.60 |
| 1'000 | CHF 515.90 | CHF 484.30 | + 31.60 |
| 1'500 | CHF 486.70 | CHF 455.10 | + 31.60 |
| 2'000 | CHF 457.60 | CHF 426.00 | + 31.60 |
| 2'500 | CHF 428.40 | CHF 396.80 | + 31.60 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | Atupri |
|---|---|---|
| HMO practice | CHF 476.00 | CHF 451.60 |
| Other model | CHF 484.40 | CHF 467.30 |
| Family doctor | CHF 501.10 | CHF 477.80 |
| Free choice of doctor | CHF 556.70 | CHF 525.10 |
How they moved in this region
Against 2025, CONCORDIA moves by + 7.3 % and Atupri by + 3.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.