CONCORDIA or EGK in Region 2 of canton Bern?
In Region 2, EGK is CHF 214.80 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 511.70 a month, CONCORDIA to CHF 529.60. The gap is CHF 214.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Visana, at CHF 493.60 a month. Moving there rather than to EGK is worth CHF 217.20 more a year. Visana
Where they stand in the region
CONCORDIA ranks 14 and EGK ranks 6, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | EGK | Gap |
|---|---|---|---|
| 300 | CHF 626.70 | CHF 620.60 | + 6.10 |
| 500 | CHF 615.10 | CHF 608.90 | + 6.20 |
| 1'000 | CHF 585.90 | CHF 579.80 | + 6.10 |
| 1'500 | CHF 556.70 | CHF 550.60 | + 6.10 |
| 2'000 | CHF 527.60 | CHF 521.40 | + 6.20 |
| 2'500 | CHF 498.40 | CHF 492.30 | + 6.10 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | EGK |
|---|---|---|
| HMO practice | CHF 529.60 | — |
| Other model | CHF 542.10 | CHF 511.70 |
| Family doctor | CHF 564.10 | CHF 558.60 |
| Free choice of doctor | CHF 626.70 | CHF 620.60 |
How they moved in this region
Against 2025, CONCORDIA moves by + 9.9 % and EGK by + 4.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.