CONCORDIA or EGK?
Basic benefits are identical at CONCORDIA and EGK — the law requires it. Only the price differs, and it differs from canton to canton. Here is where each one wins.
CONCORDIA is cheaper in 35 of 42 premium regions.
On average, CONCORDIA costs CHF 234 less per year.
Adult, CHF 300 deductible, accident cover included. Each insurer’s lowest premium, across all models.
Region by region
| Canton | Region | CONCORDIA | EGK | Monthly gap |
|---|---|---|---|---|
| Aargau | single | CHF 480.70 | CHF 481.70 | CHF -1.00 |
| Appenzell Innerrhoden | single | CHF 378.00 | CHF 426.30 | CHF -48.30 |
| Appenzell Ausserrhoden | single | CHF 456.20 | CHF 447.90 | +CHF 8.30 |
| Bern | 1 | CHF 590.80 | CHF 603.40 | CHF -12.60 |
| Bern | 2 | CHF 529.60 | CHF 511.70 | +CHF 17.90 |
| Bern | 3 | CHF 495.60 | CHF 491.10 | +CHF 4.50 |
| Basel-Landschaft | 1 | CHF 593.30 | CHF 638.60 | CHF -45.30 |
| Basel-Landschaft | 2 | CHF 555.30 | CHF 548.10 | +CHF 7.20 |
| Basel-Stadt | single | CHF 593.20 | CHF 649.00 | CHF -55.80 |
| Fribourg | 1 | CHF 513.60 | CHF 540.30 | CHF -26.70 |
| Fribourg | 2 | CHF 482.70 | CHF 478.10 | +CHF 4.60 |
| Geneva | single | CHF 632.30 | CHF 641.10 | CHF -8.80 |
| Glarus | single | CHF 452.40 | CHF 482.30 | CHF -29.90 |
| Grisons | 1 | CHF 461.70 | CHF 548.10 | CHF -86.40 |
| Grisons | 2 | CHF 445.60 | CHF 514.80 | CHF -69.20 |
| Grisons | 3 | CHF 426.20 | CHF 467.90 | CHF -41.70 |
| Jura | single | CHF 594.00 | CHF 655.90 | CHF -61.90 |
| Lucerne | 1 | CHF 476.00 | CHF 491.60 | CHF -15.60 |
| Lucerne | 2 | CHF 447.40 | CHF 451.20 | CHF -3.80 |
| Lucerne | 3 | CHF 435.20 | CHF 445.80 | CHF -10.60 |
| Neuchâtel | single | CHF 608.90 | CHF 623.00 | CHF -14.10 |
| Nidwalden | single | CHF 426.40 | CHF 419.60 | +CHF 6.80 |
| Obwalden | single | CHF 414.90 | CHF 425.50 | CHF -10.60 |
| St. Gallen | 1 | CHF 486.70 | CHF 508.20 | CHF -21.50 |
| St. Gallen | 2 | CHF 456.00 | CHF 457.80 | CHF -1.80 |
| St. Gallen | 3 | CHF 441.10 | CHF 454.50 | CHF -13.40 |
| Schaffhausen | 1 | CHF 502.30 | CHF 517.00 | CHF -14.70 |
| Schaffhausen | 2 | CHF 469.60 | CHF 486.80 | CHF -17.20 |
| Solothurn | single | CHF 507.10 | CHF 516.60 | CHF -9.50 |
| Schwyz | single | CHF 435.80 | CHF 448.60 | CHF -12.80 |
| Thurgau | single | CHF 458.90 | CHF 468.00 | CHF -9.10 |
| Ticino | 1 | CHF 613.40 | CHF 632.90 | CHF -19.50 |
| Ticino | 2 | CHF 571.60 | CHF 584.90 | CHF -13.30 |
| Uri | single | CHF 421.50 | CHF 425.20 | CHF -3.70 |
| Vaud | 1 | CHF 596.70 | CHF 626.40 | CHF -29.70 |
| Vaud | 2 | CHF 566.50 | CHF 554.30 | +CHF 12.20 |
| Valais | 1 | CHF 498.00 | CHF 530.40 | CHF -32.40 |
| Valais | 2 | CHF 450.70 | CHF 472.60 | CHF -21.90 |
| Zug | single | CHF 335.70 | CHF 395.80 | CHF -60.10 |
| Zurich | 1 | CHF 544.00 | CHF 571.30 | CHF -27.30 |
| Zurich | 2 | CHF 492.30 | CHF 517.10 | CHF -24.80 |
| Zurich | 3 | CHF 461.20 | CHF 466.50 | CHF -5.30 |
A premium gap says nothing about service quality, reimbursement times or how easy it is to reach someone. Those things are not published, and we will not invent them.