CONCORDIA or EGK in Region 2 of canton Fribourg?
In Region 2, EGK is CHF 55.20 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 478.10 a month, CONCORDIA to CHF 482.70. The gap is CHF 55.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 450.00 a month. Moving there rather than to EGK is worth CHF 337.20 more a year. Agrisano
Where they stand in the region
CONCORDIA ranks 15 and EGK ranks 9, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | EGK | Gap |
|---|---|---|---|
| 300 | CHF 558.00 | CHF 553.10 | + 4.90 |
| 500 | CHF 546.40 | CHF 541.40 | + 5.00 |
| 1'000 | CHF 517.20 | CHF 512.20 | + 5.00 |
| 1'500 | CHF 488.00 | CHF 483.10 | + 4.90 |
| 2'000 | CHF 458.90 | CHF 453.90 | + 5.00 |
| 2'500 | CHF 429.70 | CHF 424.70 | + 5.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | EGK |
|---|---|---|
| Other model | CHF 482.70 | CHF 478.10 |
| HMO practice | CHF 482.70 | — |
| Family doctor | CHF 491.10 | CHF 484.00 |
| Free choice of doctor | CHF 558.00 | CHF 553.10 |
How they moved in this region
Against 2025, CONCORDIA moves by + 8.9 % and EGK by + 0.6 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.