CONCORDIA or EGK in Region 2 of canton Vaud?
In Region 2, EGK is CHF 146.40 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 554.30 a month, CONCORDIA to CHF 566.50. The gap is CHF 146.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Assura-Basis, at CHF 537.30 a month. Moving there rather than to EGK is worth CHF 204.00 more a year. Assura-Basis
Where they stand in the region
CONCORDIA ranks 15 and EGK ranks 6, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | EGK | Gap |
|---|---|---|---|
| 300 | CHF 654.80 | CHF 633.40 | + 21.40 |
| 500 | CHF 643.20 | CHF 621.70 | + 21.50 |
| 1'000 | CHF 614.00 | CHF 592.50 | + 21.50 |
| 1'500 | CHF 584.80 | CHF 563.40 | + 21.40 |
| 2'000 | CHF 555.70 | CHF 534.20 | + 21.50 |
| 2'500 | CHF 526.50 | CHF 505.00 | + 21.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | EGK |
|---|---|---|
| Other model | CHF 566.50 | CHF 554.30 |
| HMO practice | CHF 566.50 | — |
| Family doctor | CHF 579.50 | CHF 554.30 |
| Free choice of doctor | CHF 654.80 | CHF 633.40 |
How they moved in this region
Against 2025, CONCORDIA moves by + 6.7 % and EGK by + 4.5 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.