CONCORDIA in the canton of Grisons — 2026 premiums
CONCORDIA covers the 100 municipalities of the canton of Grisons. Its lowest adult premium there is CHF 426.20 a month, with a 300-franc deductible and accident cover included.
Where it stands
CONCORDIA ranks 6 out of 24 active insurers in the canton of Grisons, cheapest to dearest.
The cantonal average across all insurers is CHF 445.82 a month.
What switching would save you
Moving from CONCORDIA to vita surselva, the canton’s cheapest insurer, would save you CHF 258.00 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Grisons
A premium does not depend on the municipality but on the premium region it belongs to. Every municipality in the same region pays the same rate with the same insurer.
| Region | Municipalities | For example | From |
|---|---|---|---|
| 1 | 15 | Arosa, Buseno, Calanca, Cama | CHF 461.70 |
| 2 | 45 | Bever, Bonaduz, Bregaglia, Brusio | CHF 445.60 |
| 3 | 40 | Albula/Alvra, Andeer, Avers, Bergün Filisur | CHF 426.20 |
The models offered by CONCORDIA
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Other model — smartDoc | CHF 461.70 |
| HMO practice — HMO | CHF 461.70 |
| Family doctor — MyDoc | CHF 477.90 |
| Free choice of doctor — Grundversicherung | CHF 540.00 |
The other insurers in the canton of Grisons
24 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| vita surselva | CHF 404.70 | View |
| Agrisano Krankenkasse AG | CHF 407.10 | View |
| curaulta | CHF 407.90 | View |
| Sumiswalder Krankenkasse | CHF 424.60 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 425.70 | View |
| CSS Assurance-maladie SA | CHF 427.60 | View |
| Vivao Sympany SA | CHF 429.00 | View |
| Sanitas Grundversicherungen AG | CHF 434.75 | View |
| sana24 AG | CHF 436.20 | View |
| Helsana Assurances SA | CHF 441.80 | View |
| Visana AG | CHF 445.90 | View |
| KPT Caisse-maladie SA | CHF 447.90 | View |
| SWICA Assurance-maladie SA | CHF 450.00 | View |
| Assura-Basis SA | CHF 451.00 | View |
| rhenusana | CHF 455.40 | View |
| Mutuel Assurance | CHF 455.60 | View |
| Philos Assurance | CHF 461.00 | View |
| Aquilana Versicherungen | CHF 466.20 | View |
| EGK Grundversicherungen AG | CHF 467.90 | View |
| Atupri Assurance de la santé SA | CHF 468.00 | View |
| Avenir Assurance | CHF 483.00 | View |
| Galenos AG | CHF 488.30 | View |
| Genossenschaft KRANKENKASSE SLKK | CHF 493.90 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.