Skip to content
Sophie

CSS or Assura-Basis in Region 1 of canton Ticino?

In Region 1, Assura-Basis is CHF 40.80 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 617.80 a month, CSS to CHF 621.20. The gap is CHF 40.80 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 583.90 a month. Moving there rather than to Assura-Basis is worth CHF 406.80 more a year. Agrisano

Where they stand in the region

CSS ranks 7 and Assura-Basis ranks 6, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCSSAssura-BasisGap
300CHF 744.00CHF 735.40+ 8.60
500CHF 732.40CHF 723.80+ 8.60
1'000CHF 703.20CHF 694.60+ 8.60
1'500CHF 674.00CHF 665.40+ 8.60
2'000CHF 644.90CHF 636.30+ 8.60
2'500CHF 615.70CHF 607.10+ 8.60

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCSSAssura-Basis
Family doctorCHF 621.20CHF 617.80
Other modelCHF 680.80—
Free choice of doctorCHF 744.00CHF 735.40

How they moved in this region

Against 2025, CSS moves by + 5.0 % and Assura-Basis by + 11.0 % in this region.

CSS, Assura-Basis, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.