CSS or Assura-Basis?
Basic benefits are identical at CSS and Assura-Basis — the law requires it. Only the price differs, and it differs from canton to canton. Here is where each one wins.
CSS is cheaper in 27 of 42 premium regions.
On average, CSS costs CHF 52 less per year.
Adult, CHF 300 deductible, accident cover included. Each insurer’s lowest premium, across all models.
Region by region
| Canton | Region | CSS | Assura-Basis | Monthly gap |
|---|---|---|---|---|
| Aargau | single | CHF 487.00 | CHF 487.50 | CHF -0.50 |
| Appenzell Innerrhoden | single | CHF 369.80 | CHF 371.70 | CHF -1.90 |
| Appenzell Ausserrhoden | single | CHF 475.20 | CHF 462.60 | +CHF 12.60 |
| Bern | 1 | CHF 577.10 | CHF 589.50 | CHF -12.40 |
| Bern | 2 | CHF 513.80 | CHF 509.90 | +CHF 3.90 |
| Bern | 3 | CHF 497.00 | CHF 502.30 | CHF -5.30 |
| Basel-Landschaft | 1 | CHF 559.10 | CHF 577.30 | CHF -18.20 |
| Basel-Landschaft | 2 | CHF 522.90 | CHF 531.20 | CHF -8.30 |
| Basel-Stadt | single | CHF 575.90 | CHF 576.10 | CHF -0.20 |
| Fribourg | 1 | CHF 522.00 | CHF 521.90 | +CHF 0.10 |
| Fribourg | 2 | CHF 479.40 | CHF 492.40 | CHF -13.00 |
| Geneva | single | CHF 609.30 | CHF 604.30 | +CHF 5.00 |
| Glarus | single | CHF 501.10 | CHF 516.00 | CHF -14.90 |
| Grisons | 1 | CHF 473.90 | CHF 544.80 | CHF -70.90 |
| Grisons | 2 | CHF 449.70 | CHF 484.90 | CHF -35.20 |
| Grisons | 3 | CHF 427.60 | CHF 451.00 | CHF -23.40 |
| Jura | single | CHF 566.20 | CHF 562.10 | +CHF 4.10 |
| Lucerne | 1 | CHF 473.80 | CHF 478.80 | CHF -5.00 |
| Lucerne | 2 | CHF 441.70 | CHF 456.60 | CHF -14.90 |
| Lucerne | 3 | CHF 438.60 | CHF 440.20 | CHF -1.60 |
| Neuchâtel | single | CHF 594.20 | CHF 569.30 | +CHF 24.90 |
| Nidwalden | single | CHF 443.60 | CHF 437.90 | +CHF 5.70 |
| Obwalden | single | CHF 434.00 | CHF 470.70 | CHF -36.70 |
| St. Gallen | 1 | CHF 491.90 | CHF 492.20 | CHF -0.30 |
| St. Gallen | 2 | CHF 444.40 | CHF 458.00 | CHF -13.60 |
| St. Gallen | 3 | CHF 446.30 | CHF 435.10 | +CHF 11.20 |
| Schaffhausen | 1 | CHF 535.10 | CHF 492.00 | +CHF 43.10 |
| Schaffhausen | 2 | CHF 514.50 | CHF 452.60 | +CHF 61.90 |
| Solothurn | single | CHF 516.30 | CHF 522.20 | CHF -5.90 |
| Schwyz | single | CHF 445.50 | CHF 453.30 | CHF -7.80 |
| Thurgau | single | CHF 459.90 | CHF 495.30 | CHF -35.40 |
| Ticino | 1 | CHF 621.20 | CHF 617.80 | +CHF 3.40 |
| Ticino | 2 | CHF 609.80 | CHF 579.00 | +CHF 30.80 |
| Uri | single | CHF 400.80 | CHF 464.80 | CHF -64.00 |
| Vaud | 1 | CHF 575.90 | CHF 578.90 | CHF -3.00 |
| Vaud | 2 | CHF 554.40 | CHF 537.30 | +CHF 17.10 |
| Valais | 1 | CHF 499.70 | CHF 505.60 | CHF -5.90 |
| Valais | 2 | CHF 447.20 | CHF 447.50 | CHF -0.30 |
| Zug | single | CHF 361.70 | CHF 381.20 | CHF -19.50 |
| Zurich | 1 | CHF 530.60 | CHF 522.80 | +CHF 7.80 |
| Zurich | 2 | CHF 484.60 | CHF 498.90 | CHF -14.30 |
| Zurich | 3 | CHF 472.40 | CHF 454.00 | +CHF 18.40 |
A premium gap says nothing about service quality, reimbursement times or how easy it is to reach someone. Those things are not published, and we will not invent them.