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CSS or Assura-Basis in Region 2 of canton Ticino?

In Region 2, Assura-Basis is CHF 369.60 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 579.00 a month, CSS to CHF 609.80. The gap is CHF 369.60 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to Assura-Basis is worth CHF 480.00 more a year. Agrisano

Where they stand in the region

CSS ranks 13 and Assura-Basis ranks 8, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCSSAssura-BasisGap
300CHF 705.00CHF 669.30+ 35.70
500CHF 693.40CHF 657.70+ 35.70
1'000CHF 664.20CHF 628.50+ 35.70
1'500CHF 635.00CHF 599.30+ 35.70
2'000CHF 605.90CHF 570.20+ 35.70
2'500CHF 576.70CHF 541.00+ 35.70

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCSSAssura-Basis
Family doctorCHF 609.80CHF 579.00
Other modelCHF 638.00—
Free choice of doctorCHF 705.00CHF 669.30

How they moved in this region

Against 2025, CSS moves by + 7.7 % and Assura-Basis by + 9.7 % in this region.

CSS, Assura-Basis, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.