CSS or Assura-Basis in Region 2 of canton Vaud?
In Region 2, Assura-Basis is CHF 205.20 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Assura-Basis comes down to CHF 537.30 a month, CSS to CHF 554.40. The gap is CHF 205.20 a year, 300-franc deductible, accident cover included.
What the question hides
Assura-Basis is also the cheapest insurer in the region, out of 21 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
CSS ranks 7 and Assura-Basis ranks 1, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | Assura-Basis | Gap |
|---|---|---|---|
| 300 | CHF 660.00 | CHF 621.10 | + 38.90 |
| 500 | CHF 648.40 | CHF 609.50 | + 38.90 |
| 1'000 | CHF 619.20 | CHF 580.30 | + 38.90 |
| 1'500 | CHF 590.00 | CHF 551.10 | + 38.90 |
| 2'000 | CHF 560.90 | CHF 522.00 | + 38.90 |
| 2'500 | CHF 531.70 | CHF 492.80 | + 38.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | Assura-Basis |
|---|---|---|
| Family doctor | CHF 554.40 | CHF 537.30 |
| Other model | CHF 600.60 | CHF 552.80 |
| Free choice of doctor | CHF 660.00 | CHF 621.10 |
How they moved in this region
Against 2025, CSS moves by + 3.3 % and Assura-Basis by + 7.1 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.