CSS or Atupri in Region 2 of canton Fribourg?
In Region 2, Atupri is CHF 63.60 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 474.10 a month, CSS to CHF 479.40. The gap is CHF 63.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 450.00 a month. Moving there rather than to Atupri is worth CHF 289.20 more a year. Agrisano
Where they stand in the region
CSS ranks 10 and Atupri ranks 6, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 551.00 | CHF 541.80 | + 9.20 |
| 500 | CHF 539.40 | CHF 530.20 | + 9.20 |
| 1'000 | CHF 510.20 | CHF 501.00 | + 9.20 |
| 1'500 | CHF 481.00 | CHF 471.80 | + 9.20 |
| 2'000 | CHF 451.90 | CHF 442.70 | + 9.20 |
| 2'500 | CHF 422.70 | CHF 413.50 | + 9.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | Atupri |
|---|---|---|
| Family doctor | CHF 479.40 | CHF 514.70 |
| Other model | CHF 493.10 | CHF 474.10 |
| Free choice of doctor | CHF 551.00 | CHF 541.80 |
| HMO practice | — | CHF 490.30 |
How they moved in this region
Against 2025, CSS moves by + 4.7 % and Atupri by + 6.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.