CSS or Atupri?
Basic benefits are identical at CSS and Atupri — the law requires it. Only the price differs, and it differs from canton to canton. Here is where each one wins.
Atupri is cheaper in 26 of 42 premium regions.
On average, Atupri costs CHF 12 less per year.
Adult, CHF 300 deductible, accident cover included. Each insurer’s lowest premium, across all models.
Region by region
| Canton | Region | CSS | Atupri | Monthly gap |
|---|---|---|---|---|
| Aargau | single | CHF 487.00 | CHF 477.70 | +CHF 9.30 |
| Appenzell Innerrhoden | single | CHF 369.80 | CHF 375.30 | CHF -5.50 |
| Appenzell Ausserrhoden | single | CHF 475.20 | CHF 573.90 | CHF -98.70 |
| Bern | 1 | CHF 577.10 | CHF 548.90 | +CHF 28.20 |
| Bern | 2 | CHF 513.80 | CHF 517.60 | CHF -3.80 |
| Bern | 3 | CHF 497.00 | CHF 510.70 | CHF -13.70 |
| Basel-Landschaft | 1 | CHF 559.10 | CHF 558.70 | +CHF 0.40 |
| Basel-Landschaft | 2 | CHF 522.90 | CHF 540.80 | CHF -17.90 |
| Basel-Stadt | single | CHF 575.90 | CHF 604.50 | CHF -28.60 |
| Fribourg | 1 | CHF 522.00 | CHF 506.50 | +CHF 15.50 |
| Fribourg | 2 | CHF 479.40 | CHF 474.10 | +CHF 5.30 |
| Geneva | single | CHF 609.30 | CHF 609.70 | CHF -0.40 |
| Glarus | single | CHF 501.10 | CHF 457.10 | +CHF 44.00 |
| Grisons | 1 | CHF 473.90 | CHF 517.70 | CHF -43.80 |
| Grisons | 2 | CHF 449.70 | CHF 469.00 | CHF -19.30 |
| Grisons | 3 | CHF 427.60 | CHF 468.00 | CHF -40.40 |
| Jura | single | CHF 566.20 | CHF 565.40 | +CHF 0.80 |
| Lucerne | 1 | CHF 473.80 | CHF 451.60 | +CHF 22.20 |
| Lucerne | 2 | CHF 441.70 | CHF 455.70 | CHF -14.00 |
| Lucerne | 3 | CHF 438.60 | CHF 440.20 | CHF -1.60 |
| Neuchâtel | single | CHF 594.20 | CHF 583.80 | +CHF 10.40 |
| Nidwalden | single | CHF 443.60 | CHF 414.40 | +CHF 29.20 |
| Obwalden | single | CHF 434.00 | CHF 413.40 | +CHF 20.60 |
| St. Gallen | 1 | CHF 491.90 | CHF 489.30 | +CHF 2.60 |
| St. Gallen | 2 | CHF 444.40 | CHF 443.90 | +CHF 0.50 |
| St. Gallen | 3 | CHF 446.30 | CHF 443.10 | +CHF 3.20 |
| Schaffhausen | 1 | CHF 535.10 | CHF 516.10 | +CHF 19.00 |
| Schaffhausen | 2 | CHF 514.50 | CHF 516.10 | CHF -1.60 |
| Solothurn | single | CHF 516.30 | CHF 507.70 | +CHF 8.60 |
| Schwyz | single | CHF 445.50 | CHF 433.50 | +CHF 12.00 |
| Thurgau | single | CHF 459.90 | CHF 448.00 | +CHF 11.90 |
| Ticino | 1 | CHF 621.20 | CHF 640.90 | CHF -19.70 |
| Ticino | 2 | CHF 609.80 | CHF 576.70 | +CHF 33.10 |
| Uri | single | CHF 400.80 | CHF 401.30 | CHF -0.50 |
| Vaud | 1 | CHF 575.90 | CHF 570.10 | +CHF 5.80 |
| Vaud | 2 | CHF 554.40 | CHF 539.50 | +CHF 14.90 |
| Valais | 1 | CHF 499.70 | CHF 481.20 | +CHF 18.50 |
| Valais | 2 | CHF 447.20 | CHF 430.10 | +CHF 17.10 |
| Zug | single | CHF 361.70 | CHF 367.40 | CHF -5.70 |
| Zurich | 1 | CHF 530.60 | CHF 517.70 | +CHF 12.90 |
| Zurich | 2 | CHF 484.60 | CHF 475.60 | +CHF 9.00 |
| Zurich | 3 | CHF 472.40 | CHF 469.00 | +CHF 3.40 |
A premium gap says nothing about service quality, reimbursement times or how easy it is to reach someone. Those things are not published, and we will not invent them.