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CSS or Atupri in Region 2 of canton Grisons?

In Region 2, CSS is CHF 231.60 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CSS comes down to CHF 449.70 a month, Atupri to CHF 469.00. The gap is CHF 231.60 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 418.00 a month. Moving there rather than to CSS is worth CHF 380.40 more a year. Agrisano

Where they stand in the region

CSS ranks 8 and Atupri ranks 13, out of 24 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCSSAtupriGap
300CHF 529.00CHF 537.90− 8.90
500CHF 517.40CHF 526.30− 8.90
1'000CHF 488.20CHF 497.10− 8.90
1'500CHF 459.00CHF 467.90− 8.90
2'000CHF 429.90CHF 438.80− 8.90
2'500CHF 400.70CHF 409.60− 8.90

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCSSAtupri
Family doctorCHF 449.70CHF 469.00
Other modelCHF 478.70CHF 473.40
Free choice of doctorCHF 529.00CHF 537.90

How they moved in this region

Against 2025, CSS moves by + 6.0 % and Atupri by + 4.7 % in this region.

CSS, Atupri, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.