CSS or Atupri in Region 2 of canton Ticino?
In Region 2, Atupri is CHF 397.20 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 576.70 a month, CSS to CHF 609.80. The gap is CHF 397.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to Atupri is worth CHF 452.40 more a year. Agrisano
Where they stand in the region
CSS ranks 13 and Atupri ranks 7, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 705.00 | CHF 683.30 | + 21.70 |
| 500 | CHF 693.40 | CHF 671.70 | + 21.70 |
| 1'000 | CHF 664.20 | CHF 642.50 | + 21.70 |
| 1'500 | CHF 635.00 | CHF 613.30 | + 21.70 |
| 2'000 | CHF 605.90 | CHF 584.20 | + 21.70 |
| 2'500 | CHF 576.70 | CHF 555.00 | + 21.70 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | Atupri |
|---|---|---|
| Family doctor | CHF 609.80 | CHF 621.80 |
| Other model | CHF 638.00 | CHF 601.30 |
| Free choice of doctor | CHF 705.00 | CHF 683.30 |
| HMO practice | — | CHF 576.70 |
How they moved in this region
Against 2025, CSS moves by + 7.7 % and Atupri by + 7.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.