CSS or EGK in Region 1 of canton Fribourg?
In Region 1, CSS is CHF 219.60 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CSS comes down to CHF 522.00 a month, EGK to CHF 540.30. The gap is CHF 219.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Vivao Sympany, at CHF 501.10 a month. Moving there rather than to CSS is worth CHF 250.80 more a year. Vivao Sympany
Where they stand in the region
CSS ranks 14 and EGK ranks 17, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | EGK | Gap |
|---|---|---|---|
| 300 | CHF 607.00 | CHF 606.90 | + 0.10 |
| 500 | CHF 595.40 | CHF 595.30 | + 0.10 |
| 1'000 | CHF 566.20 | CHF 566.10 | + 0.10 |
| 1'500 | CHF 537.00 | CHF 536.90 | + 0.10 |
| 2'000 | CHF 507.90 | CHF 507.80 | + 0.10 |
| 2'500 | CHF 478.70 | CHF 478.60 | + 0.10 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | EGK |
|---|---|---|
| Family doctor | CHF 522.00 | CHF 540.30 |
| Other model | CHF 546.30 | CHF 540.30 |
| Free choice of doctor | CHF 607.00 | CHF 606.90 |
How they moved in this region
Against 2025, CSS moves by + 3.1 % and EGK by + 0.6 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.