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CSS or EGK in Region 2 of canton Schaffhausen?

In Region 2, EGK is CHF 332.40 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

EGK comes down to CHF 486.80 a month, CSS to CHF 514.50. The gap is CHF 332.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 433.80 a month. Moving there rather than to EGK is worth CHF 636.00 more a year. Agrisano

Where they stand in the region

CSS ranks 19 and EGK ranks 11, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCSSEGKGap
300CHF 588.00CHF 537.80+ 50.20
500CHF 576.40CHF 526.10+ 50.30
1'000CHF 547.20CHF 497.00+ 50.20
1'500CHF 518.00CHF 467.80+ 50.20
2'000CHF 488.90CHF 438.60+ 50.30
2'500CHF 459.70CHF 409.50+ 50.20

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCSSEGK
Family doctorCHF 514.50CHF 500.20
Other modelCHF 523.30CHF 486.80
Free choice of doctorCHF 588.00CHF 537.80

How they moved in this region

Against 2025, CSS moves by + 9.2 % and EGK by + 1.1 % in this region.

CSS, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.