CSS or EGK in Region 2 of canton Schaffhausen?
In Region 2, EGK is CHF 332.40 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 486.80 a month, CSS to CHF 514.50. The gap is CHF 332.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 433.80 a month. Moving there rather than to EGK is worth CHF 636.00 more a year. Agrisano
Where they stand in the region
CSS ranks 19 and EGK ranks 11, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | EGK | Gap |
|---|---|---|---|
| 300 | CHF 588.00 | CHF 537.80 | + 50.20 |
| 500 | CHF 576.40 | CHF 526.10 | + 50.30 |
| 1'000 | CHF 547.20 | CHF 497.00 | + 50.20 |
| 1'500 | CHF 518.00 | CHF 467.80 | + 50.20 |
| 2'000 | CHF 488.90 | CHF 438.60 | + 50.30 |
| 2'500 | CHF 459.70 | CHF 409.50 | + 50.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | EGK |
|---|---|---|
| Family doctor | CHF 514.50 | CHF 500.20 |
| Other model | CHF 523.30 | CHF 486.80 |
| Free choice of doctor | CHF 588.00 | CHF 537.80 |
How they moved in this region
Against 2025, CSS moves by + 9.2 % and EGK by + 1.1 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.