Region 2 of canton Schaffhausen — 2026 premiums

Region 2 of canton Schaffhausen groups 24 municipalities that all pay the same rate. 23 insurers offer premiums here, from CHF 433.80 a month for an adult, 300-franc deductible, accident cover included.

The gap, in francs

Between the cheapest (CHF 433.80) and the dearest (CHF 564.30) in this region there is CHF 1'566.00 a year — for exactly the same cover, defined by law.

The insurers in Region 2, cheapest to dearest

23 active insurers. Each one’s lowest adult premium, 300-franc deductible, accident cover included.

Rank	Insurer	From
1	Agrisano	CHF 433.80	View
2	ÖKK	CHF 448.10	View
3	Assura-Basis	CHF 452.60	View
4	Visana	CHF 455.20	View
5	Aquilana	CHF 459.80	View
6	KPT	CHF 469.00	View
7	CONCORDIA	CHF 469.60	View
8	SWICA	CHF 470.30	View
9	Galenos	CHF 470.90	View
10	Sanitas	CHF 484.35	View
11	EGK	CHF 486.80	View
12	Sumiswalder	CHF 487.40	View
13	SLKK	CHF 488.30	View
14	Helsana	CHF 491.30	View
15	Vivao Sympany	CHF 498.10	View
16	sana24	CHF 499.30	View
17	Philos	CHF 500.80	View
18	rhenusana	CHF 504.30	View
19	CSS	CHF 514.50	View
20	Atupri	CHF 516.10	View
21	Mutuel	CHF 527.50	View
22	Avenir	CHF 534.80	View
23	vita surselva	CHF 564.30	View

The lowest price at each deductible

The deductible changes no benefits, only how the risk is shared. Here is what the region’s cheapest insurer charges at each level.

Deductible	From	Insurer
300	CHF 433.80	Agrisano
500	CHF 423.70	Agrisano
1'000	CHF 398.70	Agrisano
1'500	CHF 373.60	Agrisano
2'000	CHF 348.50	Agrisano
2'500	CHF 323.40	Agrisano

The lowest price for each model

The model limits who you see first, not the treatment. At a 300-franc deductible, here is the region’s lowest rate for each.

Model	From	Insurer
Other model	CHF 433.80	Agrisano
HMO practice	CHF 448.10	ÖKK
Family doctor	CHF 452.60	Assura-Basis
Free choice of doctor	CHF 504.40	Agrisano

Where this region sits in canton Schaffhausen

It is the cheapest region in canton Schaffhausen, out of 2.

Region	Municipalities	From
Region 2	24	CHF 433.80
Region 1	2	CHF 480.30

Compared with last year

The region’s lowest premium goes from CHF 410.30 in 2025 to CHF 433.80 — a rise of 5.7 %.

What it costs, for someone like you

«What does health insurance cost» has no answer. «What does it cost a student in Fribourg» does. Here are 12 situations, priced on official premiums.

Health insurance as a student Health insurance in your first job Health insurance for a family of four Health insurance when self-employed Health insurance in retirement Health insurance when arriving in Switzerland Health insurance for a child Health insurance during an apprenticeship Health insurance when you are out of work Health insurance for two Health insurance as a cross-border worker Health insurance after retirement

The 24 municipalities in this region

They all pay exactly the same rate: under basic insurance the premium belongs to the region, not the municipality. Moving within this region of canton Schaffhausen changes nothing about your premium.

Bargen (SH) · Beggingen · Beringen · Buch (SH) · Buchberg · Büttenhardt · Dörflingen · Gächlingen · Hallau · Hemishofen · Lohn (SH) · Löhningen · Merishausen · Neunkirch · Oberhallau · Ramsen · Rüdlingen · Schleitheim · Siblingen · Stein am Rhein · Stetten (SH) · Thayngen · Trasadingen · Wilchingen

Source: Federal Office of Public Health (FOPH), official premiums.