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CSS or EGK in Region 1 of canton Zurich?

In Region 1, CSS is CHF 488.40 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CSS comes down to CHF 530.60 a month, EGK to CHF 571.30. The gap is CHF 488.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Atupri, at CHF 517.70 a month. Moving there rather than to CSS is worth CHF 154.80 more a year. Atupri

Where they stand in the region

CSS ranks 4 and EGK ranks 16, out of 27 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCSSEGKGap
300CHF 651.00CHF 627.70+ 23.30
500CHF 639.40CHF 616.10+ 23.30
1'000CHF 610.20CHF 586.90+ 23.30
1'500CHF 581.00CHF 557.70+ 23.30
2'000CHF 551.90CHF 528.60+ 23.30
2'500CHF 522.70CHF 499.40+ 23.30

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCSSEGK
Family doctorCHF 530.60CHF 571.30
Other modelCHF 592.40CHF 571.90
Free choice of doctorCHF 651.00CHF 627.70

How they moved in this region

Against 2025, CSS moves by + 0.4 % and EGK by + 3.9 % in this region.

CSS, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.