CSS or EGK in Region 3 of canton Zurich?
In Region 3, EGK is CHF 70.80 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 466.50 a month, CSS to CHF 472.40. The gap is CHF 70.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 427.80 a month. Moving there rather than to EGK is worth CHF 464.40 more a year. Agrisano
Where they stand in the region
CSS ranks 18 and EGK ranks 14, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | EGK | Gap |
|---|---|---|---|
| 300 | CHF 559.00 | CHF 541.80 | + 17.20 |
| 500 | CHF 547.40 | CHF 530.10 | + 17.30 |
| 1'000 | CHF 518.20 | CHF 500.90 | + 17.30 |
| 1'500 | CHF 489.00 | CHF 471.80 | + 17.20 |
| 2'000 | CHF 459.90 | CHF 442.60 | + 17.30 |
| 2'500 | CHF 430.70 | CHF 413.40 | + 17.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | EGK |
|---|---|---|
| Family doctor | CHF 472.40 | CHF 487.70 |
| Other model | CHF 505.90 | CHF 466.50 |
| Free choice of doctor | CHF 559.00 | CHF 541.80 |
How they moved in this region
Against 2025, CSS moves by + 4.9 % and EGK by + 4.1 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.