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CSS or EGK in Region 3 of canton Zurich?

In Region 3, EGK is CHF 70.80 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

EGK comes down to CHF 466.50 a month, CSS to CHF 472.40. The gap is CHF 70.80 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 427.80 a month. Moving there rather than to EGK is worth CHF 464.40 more a year. Agrisano

Where they stand in the region

CSS ranks 18 and EGK ranks 14, out of 27 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCSSEGKGap
300CHF 559.00CHF 541.80+ 17.20
500CHF 547.40CHF 530.10+ 17.30
1'000CHF 518.20CHF 500.90+ 17.30
1'500CHF 489.00CHF 471.80+ 17.20
2'000CHF 459.90CHF 442.60+ 17.30
2'500CHF 430.70CHF 413.40+ 17.30

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCSSEGK
Family doctorCHF 472.40CHF 487.70
Other modelCHF 505.90CHF 466.50
Free choice of doctorCHF 559.00CHF 541.80

How they moved in this region

Against 2025, CSS moves by + 4.9 % and EGK by + 4.1 % in this region.

CSS, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.