Region 3 of canton Zurich — 2026 premiums
Region 3 of canton Zurich groups 122 municipalities that all pay the same rate. 27 insurers offer premiums here, from CHF 427.80 a month for an adult, 300-franc deductible, accident cover included.
The gap, in francs
Between the cheapest (CHF 427.80) and the dearest (CHF 558.00) in this region there is CHF 1'562.40 a year — for exactly the same cover, defined by law.
The insurers in Region 3, cheapest to dearest
27 active insurers. Each one’s lowest adult premium, 300-franc deductible, accident cover included.
| Rank | Insurer | From | |
|---|---|---|---|
| 1 | Agrisano | CHF 427.80 | View |
| 2 | SLKK | CHF 439.40 | View |
| 3 | rhenusana | CHF 447.90 | View |
| 4 | Sanitas | CHF 451.40 | View |
| 5 | Wädenswil | CHF 452.80 | View |
| 6 | ÖKK | CHF 453.10 | View |
| 7 | Assura-Basis | CHF 454.00 | View |
| 8 | CONCORDIA | CHF 461.20 | View |
| 9 | Visana | CHF 462.70 | View |
| 10 | Aquilana | CHF 463.20 | View |
| 11 | SWICA | CHF 463.40 | View |
| 12 | Helsana | CHF 464.80 | View |
| 13 | Sumiswalder | CHF 465.60 | View |
| 14 | EGK | CHF 466.50 | View |
| 15 | Atupri | CHF 469.00 | View |
| 16 | Luzerner Hinterland | CHF 469.25 | View |
| 17 | Galenos | CHF 471.70 | View |
| 18 | CSS | CHF 472.40 | View |
| 19 | KPT | CHF 476.80 | View |
| 20 | Mutuel | CHF 492.60 | View |
| 21 | Vivao Sympany | CHF 497.20 | View |
| 22 | sana24 | CHF 497.70 | View |
| 23 | Avenir | CHF 502.40 | View |
| 24 | vita surselva | CHF 525.35 | View |
| 25 | Philos | CHF 528.20 | View |
| 26 | Steffisburg | CHF 528.80 | View |
| 27 | Einsiedler | CHF 558.00 | View |
The lowest price at each deductible
The deductible changes no benefits, only how the risk is shared. Here is what the region’s cheapest insurer charges at each level.
The lowest price for each model
The model limits who you see first, not the treatment. At a 300-franc deductible, here is the region’s lowest rate for each.
| Model | From | Insurer |
|---|---|---|
| Other model | CHF 427.80 | Agrisano |
| Family doctor | CHF 449.40 | SLKK |
| HMO practice | CHF 453.10 | ÖKK |
| Free choice of doctor | CHF 488.50 | Wädenswil |
Where this region sits in canton Zurich
It is the cheapest region in canton Zurich, out of 3.
Compared with last year
The region’s lowest premium goes from CHF 398.80 in 2025 to CHF 427.80 — a rise of 7.3 %.
What it costs, for someone like you
«What does health insurance cost» has no answer. «What does it cost a student in Fribourg» does. Here are 12 situations, priced on official premiums.
The 122 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to the region, not the municipality. Moving within this region of canton Zurich changes nothing about your premium.
Aesch (ZH) · Aeugst am Albis · Affoltern am Albis · Altikon · Andelfingen · Bachenbülach · Bachs · Bassersdorf · Bauma · Benken (ZH) · Berg am Irchel · Birmensdorf (ZH) · Bonstetten · Boppelsen · Brütten · Bubikon · Buch am Irchel · Buchs (ZH) · Bäretswil · Bülach · Dachsen · Dielsdorf · Dinhard · Dorf · Dägerlen · Dällikon · Dänikon · Dättlikon · Dürnten · Eglisau · Elgg · Ellikon an der Thur · Elsau · Embrach · Fehraltorf · Feuerthalen · Fischenthal · Flaach · Flurlingen · Freienstein-Teufen · Geroldswil · Glattfelden · Gossau (ZH) · Grüningen · Hagenbuch · Hausen am Albis · Hedingen · Henggart · Hettlingen · Hinwil · Hittnau · Hochfelden · Höri · Hüntwangen · Hüttikon · Illnau-Effretikon · Kappel am Albis · Kleinandelfingen · Knonau · Langnau am Albis · Laufen-Uhwiesen · Lindau · Lufingen · Marthalen · Maschwanden · Mettmenstetten · Neerach · Neftenbach · Niederglatt · Niederhasli · Niederweningen · Nürensdorf · Oberembrach · Oberengstringen · Oberglatt · Oberrieden · Oberweningen · Obfelden · Oetwil an der Limmat · Ossingen · Otelfingen · Ottenbach · Pfungen · Pfäffikon · Rafz · Regensberg · Rheinau · Rickenbach (ZH) · Rifferswil · Rorbas · Russikon · Rüschlikon · Rüti (ZH) · Schlatt (ZH) · Schleinikon · Schöfflisdorf · Seegräben · Seuzach · Stadel · Stallikon · Stammheim · Steinmaur · Thalheim an der Thur · Truttikon · Trüllikon · Turbenthal · Uitikon · Unterengstringen · Volken · Wald (ZH) · Wasterkingen · Weiach · Weiningen (ZH) · Weisslingen · Wettswil am Albis · Wetzikon (ZH) · Wiesendangen · Wil (ZH) · Wila · Wildberg · Winkel · Zell (ZH)
Source: Federal Office of Public Health (FOPH), official premiums.