CSS or Visana in Region 1 of canton Bern?
In Region 1, Visana is CHF 444.00 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 540.10 a month, CSS to CHF 577.10. The gap is CHF 444.00 a year, 300-franc deductible, accident cover included.
What the question hides
Visana is also the cheapest insurer in the region, out of 26 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
CSS ranks 7 and Visana ranks 1, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | Visana | Gap |
|---|---|---|---|
| 300 | CHF 683.00 | CHF 665.10 | + 17.90 |
| 500 | CHF 671.40 | CHF 658.40 | + 13.00 |
| 1'000 | CHF 642.20 | CHF 624.30 | + 17.90 |
| 1'500 | CHF 613.00 | CHF 595.10 | + 17.90 |
| 2'000 | CHF 583.90 | CHF 565.90 | + 18.00 |
| 2'500 | CHF 554.70 | CHF 536.80 | + 17.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | Visana |
|---|---|---|
| Family doctor | CHF 577.10 | CHF 597.30 |
| Other model | CHF 614.70 | CHF 556.10 |
| Free choice of doctor | CHF 683.00 | CHF 665.10 |
| HMO practice | — | CHF 540.10 |
How they moved in this region
Against 2025, CSS moves by + 3.5 % and Visana by + 3.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.