Region 1 of canton Bern — 2026 premiums

Region 1 of canton Bern groups 15 municipalities that all pay the same rate. 26 insurers offer premiums here, from CHF 540.10 a month for an adult, 300-franc deductible, accident cover included.

The gap, in francs

Between the cheapest (CHF 540.10) and the dearest (CHF 698.20) in this region there is CHF 1'897.20 a year — for exactly the same cover, defined by law.

The insurers in Region 1, cheapest to dearest

26 active insurers. Each one’s lowest adult premium, 300-franc deductible, accident cover included.

Rank	Insurer	From
1	Visana	CHF 540.10	View
2	Vivao Sympany	CHF 545.90	View
3	Atupri	CHF 548.90	View
4	Helsana	CHF 548.90	View
5	Sanitas	CHF 552.30	View
6	sana24	CHF 571.80	View
7	CSS	CHF 577.10	View
8	KPT	CHF 578.10	View
9	Steffisburg	CHF 581.10	View
10	SWICA	CHF 582.70	View
11	ÖKK	CHF 585.20	View
12	Sumiswalder	CHF 586.50	View
13	Assura-Basis	CHF 589.50	View
14	CONCORDIA	CHF 590.80	View
15	sodalis	CHF 598.20	View
16	Mutuel	CHF 601.20	View
17	EGK	CHF 603.40	View
18	Avenir	CHF 606.70	View
19	SLKK	CHF 607.70	View
20	Philos	CHF 609.30	View
21	Agrisano	CHF 611.30	View
22	Aquilana	CHF 612.70	View
23	Galenos	CHF 630.20	View
24	Luzerner Hinterland	CHF 634.95	View
25	vita surselva	CHF 646.00	View
26	rhenusana	CHF 698.20	View

The lowest price at each deductible

The deductible changes no benefits, only how the risk is shared. Here is what the region’s cheapest insurer charges at each level.

Deductible	From	Insurer
300	CHF 540.10	Visana
500	CHF 533.50	Visana
1'000	CHF 502.00	Visana
1'500	CHF 472.80	Visana
2'000	CHF 446.30	Visana
2'500	CHF 417.10	Visana

The lowest price for each model

The model limits who you see first, not the treatment. At a 300-franc deductible, here is the region’s lowest rate for each.

Model	From	Insurer
HMO practice	CHF 540.10	Visana
Other model	CHF 545.90	Vivao Sympany
Family doctor	CHF 548.90	Helsana
Free choice of doctor	CHF 631.00	Vivao Sympany

Where this region sits in canton Bern

It is the 3th cheapest region in canton Bern, out of 3.

Region	Municipalities	From
Region 3	107	CHF 447.50
Region 2	212	CHF 493.60
Region 1	15	CHF 540.10

Compared with last year

The region’s lowest premium goes from CHF 519.80 in 2025 to CHF 540.10 — a rise of 3.9 %.

What it costs, for someone like you

«What does health insurance cost» has no answer. «What does it cost a student in Fribourg» does. Here are 12 situations, priced on official premiums.

Health insurance as a student Health insurance in your first job Health insurance for a family of four Health insurance when self-employed Health insurance in retirement Health insurance when arriving in Switzerland Health insurance for a child Health insurance during an apprenticeship Health insurance when you are out of work Health insurance for two Health insurance as a cross-border worker Health insurance after retirement

The 15 municipalities in this region

They all pay exactly the same rate: under basic insurance the premium belongs to the region, not the municipality. Moving within this region of canton Bern changes nothing about your premium.

Bern · Biel/Bienne · Bolligen · Bremgarten bei Bern · Evilard · Ittigen · Kirchlindach · Köniz · Muri bei Bern · Oberbalm · Ostermundigen · Stettlen · Vechigen · Wohlen bei Bern · Zollikofen

Source: Federal Office of Public Health (FOPH), official premiums.