CSS or Visana in Region 2 of canton Schaffhausen?
In Region 2, Visana is CHF 711.60 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 455.20 a month, CSS to CHF 514.50. The gap is CHF 711.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 433.80 a month. Moving there rather than to Visana is worth CHF 256.80 more a year. Agrisano
Where they stand in the region
CSS ranks 19 and Visana ranks 4, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | Visana | Gap |
|---|---|---|---|
| 300 | CHF 588.00 | CHF 548.40 | + 39.60 |
| 500 | CHF 576.40 | CHF 541.70 | + 34.70 |
| 1'000 | CHF 547.20 | CHF 507.60 | + 39.60 |
| 1'500 | CHF 518.00 | CHF 478.40 | + 39.60 |
| 2'000 | CHF 488.90 | CHF 449.20 | + 39.70 |
| 2'500 | CHF 459.70 | CHF 420.10 | + 39.60 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | Visana |
|---|---|---|
| Family doctor | CHF 514.50 | CHF 482.60 |
| Other model | CHF 523.30 | CHF 455.20 |
| Free choice of doctor | CHF 588.00 | CHF 548.40 |
| HMO practice | — | CHF 482.60 |
How they moved in this region
Against 2025, CSS moves by + 9.2 % and Visana by + 3.5 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.