CSS or Visana in Region 1 of canton Zurich?

In Region 1, CSS is CHF 603.60 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CSS comes down to CHF 530.60 a month, Visana to CHF 580.90. The gap is CHF 603.60 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Atupri, at CHF 517.70 a month. Moving there rather than to CSS is worth CHF 154.80 more a year. Atupri

CSS ranks 4 and Visana ranks 21, out of 27 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	CSS	Visana	Gap
300	CHF 651.00	CHF 708.30	− 57.30
500	CHF 639.40	CHF 701.60	− 62.20
1'000	CHF 610.20	CHF 667.50	− 57.30
1'500	CHF 581.00	CHF 638.30	− 57.30
2'000	CHF 551.90	CHF 609.10	− 57.20
2'500	CHF 522.70	CHF 580.00	− 57.30

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, CSS moves by + 0.4 % and Visana by + 3.7 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.