CSS in the canton of Ticino — 2026 premiums
CSS covers the 100 municipalities of the canton of Ticino. Its lowest adult premium there is CHF 609.80 a month, with a 300-franc deductible and accident cover included.
Where it stands
CSS ranks 13 out of 21 active insurers in the canton of Ticino, cheapest to dearest.
The cantonal average across all insurers is CHF 605.36 a month.
What switching would save you
Moving from CSS to Agrisano Krankenkasse AG, the canton’s cheapest insurer, would save you CHF 849.60 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Ticino
A premium does not depend on the municipality but on the premium region it belongs to. Every municipality in the same region pays the same rate with the same insurer.
| Region | Municipalities | For example | From |
|---|---|---|---|
| 1 | 70 | Agno, Alto Malcantone, Aranno, Arbedo-Castione | CHF 621.20 |
| 2 | 30 | Acquarossa, Airolo, Avegno Gordevio, Bedretto | CHF 609.80 |
The models offered by CSS
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Family doctor — Gesundheitspraxisversicherung | CHF 621.20 |
| Other model — Callmed | CHF 680.80 |
| Free choice of doctor — Grundversicherung | CHF 744.00 |
The other insurers in the canton of Ticino
21 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 539.00 | View |
| sana24 AG | CHF 560.60 | View |
| Helsana Assurances SA | CHF 565.80 | View |
| KPT Caisse-maladie SA | CHF 565.90 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 571.60 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 574.20 | View |
| Atupri Assurance de la santé SA | CHF 576.70 | View |
| Assura-Basis SA | CHF 579.00 | View |
| Galenos AG | CHF 584.70 | View |
| EGK Grundversicherungen AG | CHF 584.90 | View |
| Sanitas Grundversicherungen AG | CHF 586.05 | View |
| Aquilana Versicherungen | CHF 589.30 | View |
| Vivao Sympany SA | CHF 620.40 | View |
| Philos Assurance | CHF 620.90 | View |
| Avenir Assurance | CHF 629.70 | View |
| SWICA Assurance-maladie SA | CHF 645.80 | View |
| Mutuel Assurance | CHF 649.40 | View |
| Visana AG | CHF 677.00 | View |
| vita surselva | CHF 681.15 | View |
| rhenusana | CHF 700.70 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.