EGK or ÖKK in Region 1 of canton Fribourg?
In Region 1, ÖKK is CHF 241.20 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 520.20 a month, EGK to CHF 540.30. The gap is CHF 241.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Vivao Sympany, at CHF 501.10 a month. Moving there rather than to ÖKK is worth CHF 229.20 more a year. Vivao Sympany
Where they stand in the region
EGK ranks 17 and ÖKK ranks 12, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | EGK | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 606.90 | CHF 578.00 | + 28.90 |
| 500 | CHF 595.30 | CHF 566.40 | + 28.90 |
| 1'000 | CHF 566.10 | CHF 537.20 | + 28.90 |
| 1'500 | CHF 536.90 | CHF 508.00 | + 28.90 |
| 2'000 | CHF 507.80 | CHF 478.90 | + 28.90 |
| 2'500 | CHF 478.60 | CHF 449.70 | + 28.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | EGK | ÖKK |
|---|---|---|
| Other model | CHF 540.30 | CHF 520.20 |
| Family doctor | CHF 540.30 | CHF 520.20 |
| Free choice of doctor | CHF 606.90 | CHF 578.00 |
| HMO practice | — | CHF 520.20 |
How they moved in this region
Against 2025, EGK moves by + 0.6 % and ÖKK by + 5.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.