EGK or ÖKK in Region 1 of canton Schaffhausen?
In Region 1, ÖKK is CHF 440.40 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 480.30 a month, EGK to CHF 517.00. The gap is CHF 440.40 a year, 300-franc deductible, accident cover included.
What the question hides
ÖKK is also the cheapest insurer in the region, out of 23 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
EGK ranks 13 and ÖKK ranks 1, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | EGK | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 577.60 | CHF 552.00 | + 25.60 |
| 500 | CHF 566.00 | CHF 540.40 | + 25.60 |
| 1'000 | CHF 536.80 | CHF 511.20 | + 25.60 |
| 1'500 | CHF 507.60 | CHF 482.00 | + 25.60 |
| 2'000 | CHF 478.50 | CHF 452.90 | + 25.60 |
| 2'500 | CHF 449.30 | CHF 423.70 | + 25.60 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | EGK | ÖKK |
|---|---|---|
| Other model | CHF 517.00 | CHF 496.80 |
| Family doctor | CHF 534.30 | CHF 496.80 |
| Free choice of doctor | CHF 577.60 | CHF 552.00 |
| HMO practice | — | CHF 480.30 |
How they moved in this region
Against 2025, EGK moves by + 0.9 % and ÖKK by + 3.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.