Region 1 of canton Schaffhausen — 2026 premiums
Region 1 of canton Schaffhausen groups 2 municipalities that all pay the same rate. 23 insurers offer premiums here, from CHF 480.30 a month for an adult, 300-franc deductible, accident cover included.
The gap, in francs
Between the cheapest (CHF 480.30) and the dearest (CHF 594.00) in this region there is CHF 1'364.40 a year — for exactly the same cover, defined by law.
The insurers in Region 1, cheapest to dearest
23 active insurers. Each one’s lowest adult premium, 300-franc deductible, accident cover included.
| Rank | Insurer | From | |
|---|---|---|---|
| 1 | ÖKK | CHF 480.30 | View |
| 2 | Helsana | CHF 486.30 | View |
| 3 | Aquilana | CHF 491.80 | View |
| 4 | Assura-Basis | CHF 492.00 | View |
| 5 | Galenos | CHF 499.90 | View |
| 6 | Visana | CHF 500.80 | View |
| 7 | CONCORDIA | CHF 502.30 | View |
| 8 | KPT | CHF 503.60 | View |
| 9 | Agrisano | CHF 504.30 | View |
| 10 | Vivao Sympany | CHF 506.00 | View |
| 11 | SWICA | CHF 511.00 | View |
| 12 | Atupri | CHF 516.10 | View |
| 13 | EGK | CHF 517.00 | View |
| 14 | Sumiswalder | CHF 521.10 | View |
| 15 | Sanitas | CHF 522.70 | View |
| 16 | SLKK | CHF 530.70 | View |
| 17 | Philos | CHF 532.70 | View |
| 18 | CSS | CHF 535.10 | View |
| 19 | sana24 | CHF 540.60 | View |
| 20 | rhenusana | CHF 542.30 | View |
| 21 | Mutuel | CHF 555.20 | View |
| 22 | Avenir | CHF 568.90 | View |
| 23 | vita surselva | CHF 594.00 | View |
The lowest price at each deductible
The deductible changes no benefits, only how the risk is shared. Here is what the region’s cheapest insurer charges at each level.
The lowest price for each model
The model limits who you see first, not the treatment. At a 300-franc deductible, here is the region’s lowest rate for each.
| Model | From | Insurer |
|---|---|---|
| HMO practice | CHF 480.30 | ÖKK |
| Family doctor | CHF 486.30 | Helsana |
| Other model | CHF 491.80 | Aquilana |
| Free choice of doctor | CHF 552.00 | ÖKK |
Where this region sits in canton Schaffhausen
It is the 2th cheapest region in canton Schaffhausen, out of 2.
| Region | Municipalities | From |
|---|---|---|
| Region 2 | 24 | CHF 433.80 |
| Region 1 | 2 | CHF 480.30 |
Compared with last year
The region’s lowest premium goes from CHF 466.40 in 2025 to CHF 480.30 — a rise of 3.0 %.
What it costs, for someone like you
«What does health insurance cost» has no answer. «What does it cost a student in Fribourg» does. Here are 12 situations, priced on official premiums.
The 2 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to the region, not the municipality. Moving within this region of canton Schaffhausen changes nothing about your premium.
Source: Federal Office of Public Health (FOPH), official premiums.