EGK or ÖKK in Region 2 of canton Schaffhausen?
In Region 2, ÖKK is CHF 464.40 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 448.10 a month, EGK to CHF 486.80. The gap is CHF 464.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 433.80 a month. Moving there rather than to ÖKK is worth CHF 171.60 more a year. Agrisano
Where they stand in the region
EGK ranks 11 and ÖKK ranks 2, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | EGK | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 537.80 | CHF 515.00 | + 22.80 |
| 500 | CHF 526.10 | CHF 503.40 | + 22.70 |
| 1'000 | CHF 497.00 | CHF 474.20 | + 22.80 |
| 1'500 | CHF 467.80 | CHF 445.00 | + 22.80 |
| 2'000 | CHF 438.60 | CHF 415.90 | + 22.70 |
| 2'500 | CHF 409.50 | CHF 386.70 | + 22.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | EGK | ÖKK |
|---|---|---|
| Other model | CHF 486.80 | CHF 463.50 |
| Family doctor | CHF 500.20 | CHF 463.50 |
| Free choice of doctor | CHF 537.80 | CHF 515.00 |
| HMO practice | — | CHF 448.10 |
How they moved in this region
Against 2025, EGK moves by + 1.1 % and ÖKK by + 4.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.