EGK or ÖKK in Region 1 of canton Zurich?
In Region 1, ÖKK is CHF 180.00 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 556.30 a month, EGK to CHF 571.30. The gap is CHF 180.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 517.70 a month. Moving there rather than to ÖKK is worth CHF 463.20 more a year. Atupri
Where they stand in the region
EGK ranks 16 and ÖKK ranks 13, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | EGK | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 627.70 | CHF 625.00 | + 2.70 |
| 500 | CHF 616.10 | CHF 613.40 | + 2.70 |
| 1'000 | CHF 586.90 | CHF 584.20 | + 2.70 |
| 1'500 | CHF 557.70 | CHF 555.00 | + 2.70 |
| 2'000 | CHF 528.60 | CHF 525.90 | + 2.70 |
| 2'500 | CHF 499.40 | CHF 496.70 | + 2.70 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | EGK | ÖKK |
|---|---|---|
| Family doctor | CHF 571.30 | CHF 562.50 |
| Other model | CHF 571.90 | CHF 571.90 |
| Free choice of doctor | CHF 627.70 | CHF 625.00 |
| HMO practice | — | CHF 556.30 |
How they moved in this region
Against 2025, EGK moves by + 3.9 % and ÖKK by + 5.2 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.