EGK or ÖKK in Region 3 of canton Zurich?
In Region 3, ÖKK is CHF 160.80 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 453.10 a month, EGK to CHF 466.50. The gap is CHF 160.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 427.80 a month. Moving there rather than to ÖKK is worth CHF 303.60 more a year. Agrisano
Where they stand in the region
EGK ranks 14 and ÖKK ranks 6, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | EGK | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 541.80 | CHF 509.00 | + 32.80 |
| 500 | CHF 530.10 | CHF 497.40 | + 32.70 |
| 1'000 | CHF 500.90 | CHF 468.20 | + 32.70 |
| 1'500 | CHF 471.80 | CHF 439.00 | + 32.80 |
| 2'000 | CHF 442.60 | CHF 409.90 | + 32.70 |
| 2'500 | CHF 413.40 | CHF 380.70 | + 32.70 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | EGK | ÖKK |
|---|---|---|
| Other model | CHF 466.50 | CHF 465.80 |
| Family doctor | CHF 487.70 | CHF 458.10 |
| Free choice of doctor | CHF 541.80 | CHF 509.00 |
| HMO practice | — | CHF 453.10 |
How they moved in this region
Against 2025, EGK moves by + 4.1 % and ÖKK by + 6.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.