EGK in the canton of Grisons — 2026 premiums
EGK covers the 100 municipalities of the canton of Grisons. Its lowest adult premium there is CHF 467.90 a month, with a 300-franc deductible and accident cover included.
Where it stands
EGK ranks 20 out of 24 active insurers in the canton of Grisons, cheapest to dearest.
The cantonal average across all insurers is CHF 445.82 a month.
What switching would save you
Moving from EGK to vita surselva, the canton’s cheapest insurer, would save you CHF 758.40 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Grisons
A premium does not depend on the municipality but on the premium region it belongs to. Every municipality in the same region pays the same rate with the same insurer.
| Region | Municipalities | For example | From |
|---|---|---|---|
| 1 | 15 | Arosa, Buseno, Calanca, Cama | CHF 548.10 |
| 2 | 45 | Bever, Bonaduz, Bregaglia, Brusio | CHF 514.80 |
| 3 | 40 | Albula/Alvra, Andeer, Avers, Bergün Filisur | CHF 467.90 |
The models offered by EGK
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Other model — EGK-TelCare | CHF 548.10 |
| Family doctor — EGK-Care | CHF 603.60 |
| Free choice of doctor — Grundversicherung | CHF 622.20 |
The other insurers in the canton of Grisons
24 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| vita surselva | CHF 404.70 | View |
| Agrisano Krankenkasse AG | CHF 407.10 | View |
| curaulta | CHF 407.90 | View |
| Sumiswalder Krankenkasse | CHF 424.60 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 425.70 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 426.20 | View |
| CSS Assurance-maladie SA | CHF 427.60 | View |
| Vivao Sympany SA | CHF 429.00 | View |
| Sanitas Grundversicherungen AG | CHF 434.75 | View |
| sana24 AG | CHF 436.20 | View |
| Helsana Assurances SA | CHF 441.80 | View |
| Visana AG | CHF 445.90 | View |
| KPT Caisse-maladie SA | CHF 447.90 | View |
| SWICA Assurance-maladie SA | CHF 450.00 | View |
| Assura-Basis SA | CHF 451.00 | View |
| rhenusana | CHF 455.40 | View |
| Mutuel Assurance | CHF 455.60 | View |
| Philos Assurance | CHF 461.00 | View |
| Aquilana Versicherungen | CHF 466.20 | View |
| Atupri Assurance de la santé SA | CHF 468.00 | View |
| Avenir Assurance | CHF 483.00 | View |
| Galenos AG | CHF 488.30 | View |
| Genossenschaft KRANKENKASSE SLKK | CHF 493.90 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.