Galenos in the canton of Neuchâtel — 2026 premiums
Galenos covers the 24 municipalities of the canton of Neuchâtel. Its lowest adult premium there is CHF 587.30 a month, with a 300-franc deductible and accident cover included.
Where it stands
Galenos ranks 8 out of 21 active insurers in the canton of Neuchâtel, cheapest to dearest.
The cantonal average across all insurers is CHF 615.54 a month.
What switching would save you
Moving from Galenos to Visana AG, the canton’s cheapest insurer, would save you CHF 397.20 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Neuchâtel
This canton has a single premium region: the rate is the same everywhere.
| Region | Municipalities | For example | From |
|---|---|---|---|
| Region 0 | 24 | Boudry, Brot-Plamboz, Cornaux, Cortaillod | CHF 587.30 |
The models offered by Galenos
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Other model — Combi Care | CHF 587.30 |
| HMO practice — Managed Care | CHF 642.30 |
| Family doctor — Med Direct | CHF 643.00 |
| Free choice of doctor — Grundversicherung | CHF 696.60 |
The twelve years, year by year
Since 2015, the lowest Galenos premium here has moved by +48.7 %, against +72.8 % for the cheapest insurer in the same place. The twelve years, year by year
Same group, a different price
- In this region Visana belongs to the same group as the insurer above — Visana — and costs CHF 397.20 less per year, for cover the law defines word for word the same way. CHF 554.20
- In this region sana24 belongs to the same group — Visana — and costs CHF 224.40 more per year. You are already on the right side. CHF 606.00
Two brands of the same house share reserves and management; their prices do not. Switching inside a group is still a real change of contract: the same cancellation rules apply.
The other insurers in the canton of Neuchâtel
21 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Visana AG | CHF 554.20 | View |
| SWICA Assurance-maladie SA | CHF 562.20 | View |
| Helsana Assurances SA | CHF 568.40 | View |
| Assura-Basis SA | CHF 569.30 | View |
| Sanitas Grundversicherungen AG | CHF 576.60 | View |
| Agrisano Krankenkasse AG | CHF 579.90 | View |
| Atupri Assurance de la santé SA | CHF 583.80 | View |
| Avenir Assurance Maladie SA | CHF 592.90 | View |
| CSS Assurance-maladie SA | CHF 594.20 | View |
| Aquilana Versicherungen | CHF 597.10 | View |
| sana24 AG | CHF 606.00 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 607.50 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 608.90 | View |
| EGK Grundversicherungen AG | CHF 623.00 | View |
| Mutuel Assurance Maladie SA | CHF 624.00 | View |
| Philos Assurance Maladie SA | CHF 626.40 | View |
| KPT Caisse-maladie SA | CHF 644.50 | View |
| Vivao Sympany SA | CHF 690.80 | View |
| rhenusana | CHF 764.40 | View |
| vita surselva | CHF 765.00 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.