Mutuel in the canton of Neuchâtel — 2026 premiums
Mutuel covers the 24 municipalities of the canton of Neuchâtel. Its lowest adult premium there is CHF 624.00 a month, with a 300-franc deductible and accident cover included.
Where it stands
Mutuel ranks 16 out of 21 active insurers in the canton of Neuchâtel, cheapest to dearest.
The cantonal average across all insurers is CHF 615.54 a month.
What switching would save you
Moving from Mutuel to Visana AG, the canton’s cheapest insurer, would save you CHF 837.60 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Neuchâtel
This canton has a single premium region: the rate is the same everywhere.
| Region | Municipalities | For example | From |
|---|---|---|---|
| 0 | 24 | Boudry, Brot-Plamboz, Cornaux, Cortaillod | CHF 624.00 |
The models offered by Mutuel
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Other model — SanaTel | CHF 624.00 |
| HMO practice — OptiMed | CHF 642.30 |
| Family doctor — PrimaCare | CHF 664.20 |
| Free choice of doctor — Grundversicherung | CHF 729.80 |
The other insurers in the canton of Neuchâtel
21 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Visana AG | CHF 554.20 | View |
| SWICA Assurance-maladie SA | CHF 562.20 | View |
| Helsana Assurances SA | CHF 568.40 | View |
| Assura-Basis SA | CHF 569.30 | View |
| Sanitas Grundversicherungen AG | CHF 576.60 | View |
| Agrisano Krankenkasse AG | CHF 579.90 | View |
| Atupri Assurance de la santé SA | CHF 583.80 | View |
| Galenos AG | CHF 587.30 | View |
| Avenir Assurance | CHF 592.90 | View |
| CSS Assurance-maladie SA | CHF 594.20 | View |
| Aquilana Versicherungen | CHF 597.10 | View |
| sana24 AG | CHF 606.00 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 607.50 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 608.90 | View |
| EGK Grundversicherungen AG | CHF 623.00 | View |
| Philos Assurance | CHF 626.40 | View |
| KPT Caisse-maladie SA | CHF 644.50 | View |
| Vivao Sympany SA | CHF 690.80 | View |
| rhenusana | CHF 764.40 | View |
| vita surselva | CHF 765.00 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.