Skip to content
Sophie

Helsana or Assura-Basis in Region 2 of canton Schaffhausen?

In Region 2, Assura-Basis is CHF 464.40 a year cheaper than Helsana for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 452.60 a month, Helsana to CHF 491.30. The gap is CHF 464.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 433.80 a month. Moving there rather than to Assura-Basis is worth CHF 225.60 more a year. Agrisano

Where they stand in the region

Helsana ranks 14 and Assura-Basis ranks 3, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleHelsanaAssura-BasisGap
300CHF 578.00CHF 514.30+ 63.70
500CHF 566.40CHF 502.70+ 63.70
1'000CHF 537.20CHF 473.50+ 63.70
1'500CHF 508.00CHF 444.30+ 63.70
2'000CHF 478.90CHF 415.20+ 63.70
2'500CHF 449.70CHF 386.00+ 63.70

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelHelsanaAssura-Basis
Other modelCHF 491.30—
Family doctorCHF 491.30CHF 452.60
Free choice of doctorCHF 578.00CHF 514.30

How they moved in this region

Against 2025, Helsana moves by + 5.7 % and Assura-Basis by − 0.1 % in this region.

Helsana, Assura-Basis, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.