Helsana or Assura-Basis in Region 1 of canton Zurich?
In Region 1, Assura-Basis is CHF 129.60 a year cheaper than Helsana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Assura-Basis comes down to CHF 522.80 a month, Helsana to CHF 533.60. The gap is CHF 129.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 517.70 a month. Moving there rather than to Assura-Basis is worth CHF 61.20 more a year. Atupri
Where they stand in the region
Helsana ranks 7 and Assura-Basis ranks 2, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Helsana | Assura-Basis | Gap |
|---|---|---|---|
| 300 | CHF 643.00 | CHF 629.80 | + 13.20 |
| 500 | CHF 631.40 | CHF 618.20 | + 13.20 |
| 1'000 | CHF 602.20 | CHF 589.00 | + 13.20 |
| 1'500 | CHF 573.00 | CHF 559.80 | + 13.20 |
| 2'000 | CHF 543.90 | CHF 530.70 | + 13.20 |
| 2'500 | CHF 514.70 | CHF 501.50 | + 13.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Helsana | Assura-Basis |
|---|---|---|
| Family doctor | CHF 533.60 | CHF 522.80 |
| Other model | CHF 540.10 | — |
| Free choice of doctor | CHF 643.00 | CHF 629.80 |
How they moved in this region
Against 2025, Helsana moves by + 5.3 % and Assura-Basis by + 4.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.