Helsana or Atupri in Region 2 of canton Vaud?
In Region 2, Atupri is CHF 247.20 a year cheaper than Helsana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 539.50 a month, Helsana to CHF 560.10. The gap is CHF 247.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Assura-Basis, at CHF 537.30 a month. Moving there rather than to Atupri is worth CHF 26.40 more a year. Assura-Basis
Where they stand in the region
Helsana ranks 10 and Atupri ranks 2, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Helsana | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 659.00 | CHF 611.00 | + 48.00 |
| 500 | CHF 647.40 | CHF 599.40 | + 48.00 |
| 1'000 | CHF 618.20 | CHF 570.20 | + 48.00 |
| 1'500 | CHF 589.00 | CHF 541.00 | + 48.00 |
| 2'000 | CHF 559.90 | CHF 511.90 | + 48.00 |
| 2'500 | CHF 530.70 | CHF 482.70 | + 48.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Helsana | Atupri |
|---|---|---|
| Other model | CHF 560.10 | CHF 543.80 |
| Family doctor | CHF 560.10 | CHF 580.50 |
| Free choice of doctor | CHF 659.00 | CHF 611.00 |
| HMO practice | — | CHF 539.50 |
How they moved in this region
Against 2025, Helsana moves by + 7.5 % and Atupri by + 5.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.