Helsana or Atupri?
Basic benefits are identical at Helsana and Atupri — the law requires it. Only the price differs, and it differs from canton to canton. Here is where each one wins.
Atupri is cheaper in 22 of 42 premium regions.
On average, Helsana costs CHF 3 less per year.
Adult, CHF 300 deductible, accident cover included. Each insurer’s lowest premium, across all models.
Region by region
| Canton | Region | Helsana | Atupri | Monthly gap |
|---|---|---|---|---|
| Aargau | single | CHF 483.80 | CHF 477.70 | +CHF 6.10 |
| Appenzell Innerrhoden | single | CHF 419.90 | CHF 375.30 | +CHF 44.60 |
| Appenzell Ausserrhoden | single | CHF 468.30 | CHF 573.90 | CHF -105.60 |
| Bern | 1 | CHF 548.90 | CHF 548.90 | CHF 0.00 |
| Bern | 2 | CHF 508.30 | CHF 517.60 | CHF -9.30 |
| Bern | 3 | CHF 483.60 | CHF 510.70 | CHF -27.10 |
| Basel-Landschaft | 1 | CHF 572.00 | CHF 558.70 | +CHF 13.30 |
| Basel-Landschaft | 2 | CHF 531.20 | CHF 540.80 | CHF -9.60 |
| Basel-Stadt | single | CHF 581.40 | CHF 604.50 | CHF -23.10 |
| Fribourg | 1 | CHF 501.90 | CHF 506.50 | CHF -4.60 |
| Fribourg | 2 | CHF 477.70 | CHF 474.10 | +CHF 3.60 |
| Geneva | single | CHF 613.70 | CHF 609.70 | +CHF 4.00 |
| Glarus | single | CHF 466.10 | CHF 457.10 | +CHF 9.00 |
| Grisons | 1 | CHF 479.00 | CHF 517.70 | CHF -38.70 |
| Grisons | 2 | CHF 453.00 | CHF 469.00 | CHF -16.00 |
| Grisons | 3 | CHF 441.80 | CHF 468.00 | CHF -26.20 |
| Jura | single | CHF 578.80 | CHF 565.40 | +CHF 13.40 |
| Lucerne | 1 | CHF 472.00 | CHF 451.60 | +CHF 20.40 |
| Lucerne | 2 | CHF 458.60 | CHF 455.70 | +CHF 2.90 |
| Lucerne | 3 | CHF 450.20 | CHF 440.20 | +CHF 10.00 |
| Neuchâtel | single | CHF 568.40 | CHF 583.80 | CHF -15.40 |
| Nidwalden | single | CHF 434.30 | CHF 414.40 | +CHF 19.90 |
| Obwalden | single | CHF 429.20 | CHF 413.40 | +CHF 15.80 |
| St. Gallen | 1 | CHF 483.60 | CHF 489.30 | CHF -5.70 |
| St. Gallen | 2 | CHF 458.60 | CHF 443.90 | +CHF 14.70 |
| St. Gallen | 3 | CHF 441.80 | CHF 443.10 | CHF -1.30 |
| Schaffhausen | 1 | CHF 486.30 | CHF 516.10 | CHF -29.80 |
| Schaffhausen | 2 | CHF 491.30 | CHF 516.10 | CHF -24.80 |
| Solothurn | single | CHF 506.30 | CHF 507.70 | CHF -1.40 |
| Schwyz | single | CHF 462.40 | CHF 433.50 | +CHF 28.90 |
| Thurgau | single | CHF 474.30 | CHF 448.00 | +CHF 26.30 |
| Ticino | 1 | CHF 629.10 | CHF 640.90 | CHF -11.80 |
| Ticino | 2 | CHF 565.80 | CHF 576.70 | CHF -10.90 |
| Uri | single | CHF 431.80 | CHF 401.30 | +CHF 30.50 |
| Vaud | 1 | CHF 580.10 | CHF 570.10 | +CHF 10.00 |
| Vaud | 2 | CHF 560.10 | CHF 539.50 | +CHF 20.60 |
| Valais | 1 | CHF 498.10 | CHF 481.20 | +CHF 16.90 |
| Valais | 2 | CHF 440.30 | CHF 430.10 | +CHF 10.20 |
| Zug | single | CHF 365.50 | CHF 367.40 | CHF -1.90 |
| Zurich | 1 | CHF 533.60 | CHF 517.70 | +CHF 15.90 |
| Zurich | 2 | CHF 493.80 | CHF 475.60 | +CHF 18.20 |
| Zurich | 3 | CHF 464.80 | CHF 469.00 | CHF -4.20 |
A premium gap says nothing about service quality, reimbursement times or how easy it is to reach someone. Those things are not published, and we will not invent them.